Swift Title Loan
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If you’re a Kentucky resident in need of quick cash, car title loans offer a fast solution by using your vehicle’s title as collateral. Even with bad credit, you can access funds depending on your car's value, with loans typically ranging from $2,500 up to $50,000.
In Kentucky, lenders often charge an APR of up to 150%, with repayment terms varying between 30 days to a few months. Keep in mind that you might also encounter fees and other costs. It’s crucial to check your eligibility for a loan near you and choose a licensed lender to secure reliable financial solutions that serve your community.
When emergencies arise in Kentucky, your fast cash solution is right around the corner!
If you're in need of emergency funds, title loans in Kentucky offer a viable option, especially for those with bad credit. Here are the important regulations and specifics you should know:
Key Loan Details | Details |
---|---|
Loan Amount Range | $2,500 - $25,000 |
Fees & APR | Fees vary, with an APR typically ranging from 24% to 300%, depending on the lender and loan terms. |
Repayment Terms | Generally between 30 days and 24 months. |
Unique State Law Conditions | Borrowers must be at least 18 years old and lenders must be licensed to operate in Kentucky, as per the Kentucky Revised Statutes. |
Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Make sure to choose a licensed lender who complies with Kentucky law to ensure you are protected. If you're located in cities like Louisville, Lexington, or Bowling Green, help is readily available!
If you're a local borrower in Kentucky, you can apply online with Swift Title Loans. Start by sharing your contact and car details, then upload photos of your vehicle. A lender will review your submission remotely, and while approval is subject to lender policies, you might receive fast cash the same day—all from home and without visiting a store.
We proudly serve our community with personalized support.
Apply today and get cash in hand—often the same day.
Start your application online and finish in minutes.
Pay off your loan early without any extra fees.
We focus on your car’s value, not your credit score.
Getting the cash you need is quick and simple with our title loan process
Apply online or give us a call. No mountains of paperwork!
Your vehicle stays with you; we just hold the title as collateral.
We’ll estimate your loan based on your car’s value and your ability to repay.
Once approved, sign your agreement and leave with cash the same day.
Here's a real example of a funded title loan from our branch:
2019 Toyota 4Runner | 2016 Mazda CX-30 | |
Loan Term | 24 month | 36 month |
Estimated Vehicle Value | $35000 | $22000 |
Loan Amount | $2743 | $5754 |
Processing Fee | $75 | $75 |
Lien Recording Fee | $15 | $15 |
Monthly Payment | $120.34 | $172.45 |
Monthly Interest | 0.42 | 0.42 |
APR | 5.00% | 5.00% |
*All our repayment plans are without any hidden fees or prepayment penalties.
Before applying for a title loan in Kentucky, we encourage you to explore safer financial alternatives. Local banks and credit unions often provide lower interest rates, flexible repayment terms, and personalized service tailored to your community.
Here are a few trusted financial institutions in Kentucky:
✅ Tip: Always compare interest rates, fees, and repayment options before committing to any loan. A more secure financial solution may be closer than you think.
Quick answers to help you feel confident about title loans.
Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.