Swift Title Loan
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If you're a Louisiana resident in need of fast cash, a title loan might be your answer! These loans allow you to borrow against your vehicle while keeping it on the road. Available amounts generally range from $2,500 to $50,000, with APRs reaching up to 150%.
The repayment terms are typically structured between 30 days and several months, depending on your qualifications. Remember, you'll be borrowing a percentage—usually 25% to 50%—of your car's value.
Swift Title Loans provides reliable financial solutions for local residents, making it easy to check your eligibility for a loan near you. Don't wait—your fast cash solution is right around the corner!
In Louisiana, title loans can be a quick solution for those in need of emergency funds. It's essential to understand the state's regulations to make an informed decision about borrowing. Here are the key details you should know:
Loan Amount Range | Fees & APR % | Repayment Terms | Unique State Law Conditions |
---|---|---|---|
$350 - $1,500 | Fees vary; APR can be up to 264% | Minimum repayment term of 30 days | Maximum term of 60 days; must not exceed 25% of the borrower's monthly income per Louisiana Revised Statutes (LRS) 9:3578.1 |
Borrowers should know that Louisiana law requires lenders to be licensed and comply with state regulations. You can apply online with Swift Title Loans for a fast, no-obligation estimate. This is a convenient option for residents in major cities like New Orleans, Baton Rouge, or Shreveport. Always choose a licensed lender that follows the regulations set forth by state law to ensure your loan is handled appropriately. For more details on Louisiana title loans regulations, you can refer to the Louisiana State Legislature.
In Louisiana, you can apply online with Swift Title Loans. Start by sharing your contact and car details, then upload photos of your vehicle. A lender will review your information remotely, and while approval is subject to lender policies, you could receive fast cash the same day—without visiting a store. It’s a quick solution for local borrowers from home.
We proudly serve our community with personalized support.
Apply today and get cash in hand—often the same day.
Start your application online and finish in minutes.
Pay off your loan early without any extra fees.
We focus on your car’s value, not your credit score.
Getting the cash you need is quick and simple with our title loan process
Apply online or give us a call. No mountains of paperwork!
Your vehicle stays with you; we just hold the title as collateral.
We’ll estimate your loan based on your car’s value and your ability to repay.
Once approved, sign your agreement and leave with cash the same day.
Here's a real example of a funded title loan from our branch:
2015 Ford Escape | 2022 Ford Ranger | |
Loan Term | 24 month | 36 month |
Estimated Vehicle Value | $14500 | $32000 |
Loan Amount | $4133 | $2653 |
Processing Fee | $75 | $75 |
Lien Recording Fee | $15 | $15 |
Monthly Payment | $181.32 | $79.51 |
Monthly Interest | 0.42 | 0.42 |
APR | 5.00% | 5.00% |
*All our repayment plans are without any hidden fees or prepayment penalties.
Before applying for a title loan in Louisiana, we encourage you to explore safer financial alternatives. Local banks and credit unions can often provide lower interest rates, flexible repayment terms, and a focus on community service.
Here are a few trusted financial institutions in Louisiana:
✅ Tip: Always compare interest rates, repayment terms, and potential fees from different lenders. Taking the time to find the right financial product can help you make a more informed and beneficial decision.
Quick answers to help you feel confident about title loans.
Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.