Swift Title Loan
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Bad credit & past bankruptcies? All welcome!
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Repay loan and get title back
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If you're a Maine resident in need of quick cash, Swift Title Loans offers an accessible solution using your vehicle's title as collateral. With these state-regulated loans, you can secure funds ranging from $2,500 up to $50,000, depending on your vehicle's value and clear title.
Typically, APRs can go up to 150%, with repayment terms usually structured from 30 days to several months. Keep in mind that while title loans provide fast cash, missing repayments could risk your vehicle.
Serving your community, we provide quick cash loans for local borrowers, ensuring that reliable financial solutions are right around the corner for you. Check your eligibility for a loan near you today!
Maine offers title loans as a solution for individuals needing quick cash, especially those with bad credit. However, understanding the specific regulations and conditions is crucial before borrowing.
Loan Amount Range (Min-Max) | Fees & APR % | Repayment Terms | Unique State Law Conditions |
---|---|---|---|
$500 - $5,000 | Varies; typically up to 30% APR | 30 to 60 days | Sales tax applies; all lenders must be licensed under the Maine Bureau of Consumer Credit Protection |
Under the [Maine Revised Statutes Title 9-A](https://legislature.maine.gov/statutes/9-A/title9-A-chapter5.html), title loans are regulated to protect borrowers. It's essential for consumers to choose a licensed lender that adheres to these regulations. Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate, alleviating financial stress quickly. Remember, understanding these details will help you make an informed decision during your borrowing process.
You can apply online for title loans with Swift Title Loans, specifically designed for local borrowers in need of fast cash. Start by sharing your car and contact details, then upload photos of your vehicle for a remote review by a lender. While approval is subject to the lender's policies, you could receive same-day cash without visiting a store. Enjoy the convenience of securing funds from home!
We proudly serve our community with personalized support.
Apply today and get cash in hand—often the same day.
Start your application online and finish in minutes.
Pay off your loan early without any extra fees.
We focus on your car’s value, not your credit score.
Getting the cash you need is quick and simple with our title loan process
Apply online or give us a call. No mountains of paperwork!
Your vehicle stays with you; we just hold the title as collateral.
We’ll estimate your loan based on your car’s value and your ability to repay.
Once approved, sign your agreement and leave with cash the same day.
Here's a real example of a funded title loan from our branch:
2022 Jeep Cherokee | 2019 Kia Niro | |
Loan Term | 24 month | 36 month |
Estimated Vehicle Value | $30000 | $23000 |
Loan Amount | $3782 | $3679 |
Processing Fee | $75 | $75 |
Lien Recording Fee | $15 | $15 |
Monthly Payment | $165.92 | $110.26 |
Monthly Interest | 0.42 | 0.42 |
APR | 5.00% | 5.00% |
*All our repayment plans are without any hidden fees or prepayment penalties.
Before applying for a title loan in Maine, we encourage you to explore safer financial alternatives that might suit your needs better. Local banks and credit unions often provide lower interest rates, more flexible repayment terms, and personalized service that can help you feel more secure in your borrowing decisions.
Here are a few trusted financial institutions in Maine:
✅ Tip: Always compare interest rates, repayment terms, and fees before making any financial commitment. Exploring all options can lead to a more favorable financial solution.
Quick answers to help you feel confident about title loans.
Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.