Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
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Easily apply online
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Get cash and keep your car
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Repay loan and get title back
Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
Easily apply online
Get cash and keep your car
Repay loan and get title back
You are here:
If you're a Maryland resident in need of quick cash, car title loans provide a swift financial solution by using your vehicle's title as collateral. This option allows you to borrow against your car's equity while still retaining the ability to drive.
In Maryland, you may be able to secure loans ranging from $1,000 to $50,000. Keep in mind that the APR can reach up to 150%, with repayment terms typically spanning 30 days to several months. Loan-to-value (LTV) ratios generally fall between 25% and 50% of your car's market value. Always review your lender's terms, as they can vary widely.
Don't let bad credit hold you back! Fast title loan approval for local borrowers could be just around the corner. Looking for reliable financial solutions? Secure your title loan today!
Important Notice: Yes, Maryland residents can still access title loan services, even with certain state restrictions. While Maryland regulations may impose limits, some lenders, including FDIC-member banks exempt from state laws, continue to offer this option.
At Swift Title Loans, we make the process simple. Complete our online request form today to get pre-approved for a title loan in Maryland with no obligation!
| Loan Amount Range (Min-Max) | Fees & APR % | Repayment Terms | Unique State Law Conditions |
|---|---|---|---|
| $1,000 - $50,000 | Up to 10% of the loan amount; APR up to 150% | 2 to 4 years | Car title loans available through out-of-state lenders. |
Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. It's essential to choose a licensed lender that follows state laws to ensure your protection. Whether you're in Baltimore, Columbia, or Silver Spring, we're here to help you secure the funds you need, despite past credit challenges.
Maryland residents can apply online with Swift Title Loans for a seamless borrowing experience. To get started, simply share your contact and car details, upload photos of your vehicle, and your information will be reviewed remotely by a lender. Approval is subject to lender policies, but if approved, you could receive fast cash the same day—without visiting a store. This convenient option is perfect for local borrowers seeking assistance from home.
We proudly serve our community with personalized support.
Apply today and get cash in hand—often the same day.
Start your application online and finish in minutes.
Pay off your loan early without any extra fees.
We focus on your car’s value, not your credit score.
Getting the cash you need is quick and simple with our title loan process
Apply online or give us a call. No mountains of paperwork!
Your vehicle stays with you; we just hold the title as collateral.
We’ll estimate your loan based on your car’s value and your ability to repay.
Once approved, sign your agreement and leave with cash the same day.
Here's a real example of a funded title loan from our branch:
2016 Mazda CX-5 | 2015 Ford Bronco | |
| Loan Term | 24 month | 36 month |
| Estimated Vehicle Value | $18000 | $35000 |
| Loan Amount | $3875 | $4187 |
| Processing Fee | $75 | $75 |
| Lien Recording Fee | $15 | $15 |
| Monthly Payment | $170.00 | $125.49 |
| Monthly Interest | 0.42 | 0.42 |
| APR | 5.00% | 5.00% |
*All our repayment plans are without any hidden fees or prepayment penalties.
Before applying for a title loan in Maryland, we encourage you to explore safer financial alternatives. Local banks and credit unions often offer lower interest rates, flexible repayment terms, and a focus on community support.
Here are a few trusted financial institutions in Maryland:
✅ Tip: Always compare interest rates and terms from different lenders to find the best option for your financial situation. A more secure choice could be just around the corner.
Quick answers to help you feel confident about title loans.
Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.
cartitleloansla.com (the “Website”) is not a lender or lending partner. It does not make loans of any type and does not make any credit decisions. Instead, the Website is designed solely to connect you with third-party lenders and marketers. The Website does not charge any fees for its service, nor does it oblige any user to initiate contact with any of the lenders or third parties or accept any loan product or service offered by the lenders. The data concerning short-term loan products and the industry is presented on the website for information purposes only. The Website does not endorse any lender, nor does it represent or is responsible for the actions or inactions of the lenders. The Website does not collect, store or has access to the information regarding the fees and charges associated with the contacting lenders and/or any loan products. Providing your information on the website does not guarantee you will be approved for a loan or credit product. This service and lenders are not available in all states. In some cases, you may be connected with a tribal lender. Tribal lenders are subject to tribal and certain federal laws only, while other lenders are also subject to state law including usury caps.
By submitting your loan request form, you acknowledge, agree, and authorize that (a) your information may be shared with third-party marketing partners and lenders in our network, and (b) such lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness. Every lender may perform a credit verification, whether it is a traditional or non-traditional verification. Don’t be misled by the term ‘No Credit Check Loans’. Loan approval is subject to meeting the lender’s credit criteria. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state..
Consumers may need to demonstrate ability to repay the loan. Upon completion of the loan request form, a conditional approval may be given pending review of additional documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing. Lenders recommend and encourage consumers to pay early in order to avoid additional finance charges. Short term, installment, and payday loans should be used with caution. If you have any questions about your loan, please contact your lender directly..