Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
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Easily apply online
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Get cash and keep your car
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Repay loan and get title back
Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
Easily apply online
Get cash and keep your car
Repay loan and get title back
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Need quick cash? Minnesota residents can turn to title loans for fast financial solutions while keeping their cars. You can borrow against your vehicle's value, leveraging your title as collateral.
In Minnesota, you could secure up to $50,000, yet remember that APR can reach up to 150%. Loan terms and repayments may vary, but many lenders offer 25% to 50% of your car's equity, with funds available quickly.
Don’t let bad credit hold you back—check your eligibility for a title loan near you and get the urgent funds you need today!
Minnesota has specific regulations concerning title loans that potential borrowers should be aware of. It's essential to choose a licensed lender that follows state laws to ensure a safe borrowing experience.
| Loan Amount Range (Min-Max) | Fees & APR % | Repayment Terms | Unique State Law Conditions |
|---|---|---|---|
| $100 - $25,000 | Up to 36% APR, with fees applicable | Minimum 1 month, with extensions available | Lenders must be licensed and adhere to state caps on interest |
In Minnesota, the maximum interest rate allowed on title loans is capped, and lenders are prohibited from charging excessive fees. Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate, making it easy to understand your options.
For detailed regulations, refer to the Minnesota Department of Commerce, which provides comprehensive information about licensed lenders and consumer rights. Always ensure that any lender you consider is compliant with state regulations.
You can apply online for title loans with Swift Title Loans, making it easy for local borrowers to get fast cash from home. Start by sharing your car and contact details, then upload photos of your vehicle. A lender will review your application remotely, and while approval is subject to their policies, you could receive same-day cash without visiting a store.
We proudly serve our community with personalized support.
Apply today and get cash in hand—often the same day.
Start your application online and finish in minutes.
Pay off your loan early without any extra fees.
We focus on your car’s value, not your credit score.
Getting the cash you need is quick and simple with our title loan process
Apply online or give us a call. No mountains of paperwork!
Your vehicle stays with you; we just hold the title as collateral.
We’ll estimate your loan based on your car’s value and your ability to repay.
Once approved, sign your agreement and leave with cash the same day.
Here's a real example of a funded title loan from our branch:
2023 Kia Telluride | 2021 Chevrolet Spark | |
| Loan Term | 24 month | 36 month |
| Estimated Vehicle Value | $42000 | $16000 |
| Loan Amount | $3511 | $4742 |
| Processing Fee | $75 | $75 |
| Lien Recording Fee | $15 | $15 |
| Monthly Payment | $154.03 | $142.12 |
| Monthly Interest | 0.42 | 0.42 |
| APR | 5.00% | 5.00% |
*All our repayment plans are without any hidden fees or prepayment penalties.
Before applying for a title loan in Minnesota, we encourage you to consider safer financial alternatives. Local banks and credit unions often provide lower interest rates, flexible repayment terms, and a community-focused approach to lending that can better support your financial needs.
Here are a few trusted financial institutions in Minnesota:
✅ Tip: Always review loan details, including interest rates and fees, before making a decision. You may find a better borrowing option that helps you achieve your financial goals.
Quick answers to help you feel confident about title loans.
Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.
cartitleloansla.com (the “Website”) is not a lender or lending partner. It does not make loans of any type and does not make any credit decisions. Instead, the Website is designed solely to connect you with third-party lenders and marketers. The Website does not charge any fees for its service, nor does it oblige any user to initiate contact with any of the lenders or third parties or accept any loan product or service offered by the lenders. The data concerning short-term loan products and the industry is presented on the website for information purposes only. The Website does not endorse any lender, nor does it represent or is responsible for the actions or inactions of the lenders. The Website does not collect, store or has access to the information regarding the fees and charges associated with the contacting lenders and/or any loan products. Providing your information on the website does not guarantee you will be approved for a loan or credit product. This service and lenders are not available in all states. In some cases, you may be connected with a tribal lender. Tribal lenders are subject to tribal and certain federal laws only, while other lenders are also subject to state law including usury caps.
By submitting your loan request form, you acknowledge, agree, and authorize that (a) your information may be shared with third-party marketing partners and lenders in our network, and (b) such lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness. Every lender may perform a credit verification, whether it is a traditional or non-traditional verification. Don’t be misled by the term ‘No Credit Check Loans’. Loan approval is subject to meeting the lender’s credit criteria. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state..
Consumers may need to demonstrate ability to repay the loan. Upon completion of the loan request form, a conditional approval may be given pending review of additional documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing. Lenders recommend and encourage consumers to pay early in order to avoid additional finance charges. Short term, installment, and payday loans should be used with caution. If you have any questions about your loan, please contact your lender directly..