Swift Title Loan
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Need cash quickly? Missouri residents can turn to car title loans for reliable financial solutions. By using your vehicle's title as collateral, you can secure up to $50,000, even if you have bad credit. Approval focuses on your car's value and your ability to repay.
In Missouri, the APR can go up to 150%, with repayment terms typically ranging from 30 days to 36 months. Keep in mind, fees and other costs may apply, depending on the lender. Always check eligibility for a local title loan and understand the terms before applying.
Don't let a financial emergency hold you back. Your fast cash solution is right around the corner!
Title loans in Missouri offer a quick solution for those needing emergency funds, especially for borrowers with bad credit. However, it's essential to understand the regulations and terms associated with these loans.
Key Detail | Information |
---|---|
Loan Amount Range | $100 - $25,000 |
Fees & APR% | Typically 10% - 30% monthly, variable by lender |
Repayment Terms | Generally 30 days, but can vary |
Unique State Law Conditions | Lender must be licensed in Missouri |
Missouri law mandates that title loan providers be licensed, ensuring borrower protection. Be sure to verify that any lender you consider is compliant with Missouri regulations, like those outlined in the Missouri Revised Statutes § 367.100. Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Make informed choices when selecting a lender, especially in major cities like St. Louis or Kansas City.
Missouri residents can apply online with Swift Title Loans to meet urgent financial needs. Begin by providing your contact and car details, followed by uploading photos of your vehicle. A lender will then review your application remotely, and if approved—subject to lender policies—you could receive fast cash the same day, all from home and without visiting a store.
We proudly serve our community with personalized support.
Apply today and get cash in hand—often the same day.
Start your application online and finish in minutes.
Pay off your loan early without any extra fees.
We focus on your car’s value, not your credit score.
Getting the cash you need is quick and simple with our title loan process
Apply online or give us a call. No mountains of paperwork!
Your vehicle stays with you; we just hold the title as collateral.
We’ll estimate your loan based on your car’s value and your ability to repay.
Once approved, sign your agreement and leave with cash the same day.
Here's a real example of a funded title loan from our branch:
2017 Ford Mustang | 2018 Nissan Sentra | |
Loan Term | 24 month | 36 month |
Estimated Vehicle Value | $25000 | $16000 |
Loan Amount | $4861 | $2996 |
Processing Fee | $75 | $75 |
Lien Recording Fee | $15 | $15 |
Monthly Payment | $213.26 | $89.79 |
Monthly Interest | 0.42 | 0.42 |
APR | 5.00% | 5.00% |
*All our repayment plans are without any hidden fees or prepayment penalties.
Before applying for a title loan in Missouri, we encourage you to explore safer financial alternatives through local banks and credit unions. These institutions often provide lower interest rates, flexible repayment terms, and personalized service that prioritizes your needs.
Here are a few trusted financial institutions in Missouri:
- First Resource Credit Union
- Buckeye State Bank
- Farmers and Merchants Bank
✅ Tip: Always take the time to compare interest rates, repayment terms, and any fees associated with loans. A better option may be available just around the corner.
Quick answers to help you feel confident about title loans.
Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.