Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
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Easily apply online
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Get cash and keep your car
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Repay loan and get title back
Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
Easily apply online
Get cash and keep your car
Repay loan and get title back
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If you're a New Mexico resident in need of quick cash, a car title loan might be your fast cash solution. By using your vehicle's title as collateral, you can access funds swiftly—often within hours—even with bad credit.
Typically, you can borrow between $2,500 and $50,000, with repayment terms usually spanning 30 days. Expect an APR that can rise up to 150%, depending on qualifications. Remember, title loans can come with significant fees, so it's crucial to check all the costs involved.
Don't wait—explore reliable title loan services near you and get the financial relief you need today!
In New Mexico, title loans offer a quick solution for those in need of emergency funds. These loans are secured against the title of your vehicle. State regulations help protect consumers while providing access to fast cash options.
| Loan Amount Range | Fees & APR % | Repayment Terms | Unique State Law Conditions |
|---|---|---|---|
| $2,500 - $12,000 | 25% to 50% APR depending on the lender | 30 days to 1 year | Must be licensed by the New Mexico Financial Institutions Division |
New Mexico laws require licensed lenders to provide clear terms and a written agreement, ensuring borrowers have a solid understanding of their loan obligations. Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Always choose a licensed lender that adheres to state laws for your financial safety. For more information, visit the New Mexico Financial Institutions Division.
New Mexico residents can apply online with Swift Title Loans for quick access to fast cash. Start by sharing your contact and car details, then upload photos of your vehicle. Your loan will be reviewed remotely by a lender, with approval subject to their policies. If approved, you could receive cash the same day—without visiting a store, making it a convenient option for local borrowers from home.
We proudly serve our community with personalized support.
Apply today and get cash in hand—often the same day.
Start your application online and finish in minutes.
Pay off your loan early without any extra fees.
We focus on your car’s value, not your credit score.
Getting the cash you need is quick and simple with our title loan process
Apply online or give us a call. No mountains of paperwork!
Your vehicle stays with you; we just hold the title as collateral.
We’ll estimate your loan based on your car’s value and your ability to repay.
Once approved, sign your agreement and leave with cash the same day.
Here's a real example of a funded title loan from our branch:
2015 Ram 2500 | 2019 Ford Bronco | |
| Loan Term | 24 month | 36 month |
| Estimated Vehicle Value | $35000 | $45000 |
| Loan Amount | $2661 | $4856 |
| Processing Fee | $75 | $75 |
| Lien Recording Fee | $15 | $15 |
| Monthly Payment | $116.74 | $145.54 |
| Monthly Interest | 0.42 | 0.42 |
| APR | 5.00% | 5.00% |
*All our repayment plans are without any hidden fees or prepayment penalties.
Before applying for a title loan in New Mexico, we encourage you to explore safer financial alternatives. Local banks and credit unions often provide more favorable options, such as lower interest rates and personalized service tailored to your community.
Here are a few trusted financial institutions in New Mexico:
✅ Tip: Always compare interest rates, repayment options, and feel free to ask questions to ensure you choose the best financial product for your needs. Investing a little time in research can lead to more secure borrowing solutions.
Quick answers to help you feel confident about title loans.
Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.
cartitleloansla.com (the “Website”) is not a lender or lending partner. It does not make loans of any type and does not make any credit decisions. Instead, the Website is designed solely to connect you with third-party lenders and marketers. The Website does not charge any fees for its service, nor does it oblige any user to initiate contact with any of the lenders or third parties or accept any loan product or service offered by the lenders. The data concerning short-term loan products and the industry is presented on the website for information purposes only. The Website does not endorse any lender, nor does it represent or is responsible for the actions or inactions of the lenders. The Website does not collect, store or has access to the information regarding the fees and charges associated with the contacting lenders and/or any loan products. Providing your information on the website does not guarantee you will be approved for a loan or credit product. This service and lenders are not available in all states. In some cases, you may be connected with a tribal lender. Tribal lenders are subject to tribal and certain federal laws only, while other lenders are also subject to state law including usury caps.
By submitting your loan request form, you acknowledge, agree, and authorize that (a) your information may be shared with third-party marketing partners and lenders in our network, and (b) such lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness. Every lender may perform a credit verification, whether it is a traditional or non-traditional verification. Don’t be misled by the term ‘No Credit Check Loans’. Loan approval is subject to meeting the lender’s credit criteria. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state..
Consumers may need to demonstrate ability to repay the loan. Upon completion of the loan request form, a conditional approval may be given pending review of additional documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing. Lenders recommend and encourage consumers to pay early in order to avoid additional finance charges. Short term, installment, and payday loans should be used with caution. If you have any questions about your loan, please contact your lender directly..