Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
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Easily apply online
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Get cash and keep your car
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Repay loan and get title back
Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
Easily apply online
Get cash and keep your car
Repay loan and get title back
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Need immediate cash? North Carolina residents can rely on car title loans, which allow you to use your vehicle's title as collateral. This financial solution, designed for those who may have bad credit, focuses on your car's value rather than your credit score.
You can access loan amounts ranging from $2,500 to $50,000, with typical APRs reaching up to 150%. Repayment terms are flexible and generally last from 30 days to a few months. Keep in mind that loan amounts usually cover 25% to 50% of your vehicle's value, and fees may apply.
Serving your community, Swift Title Loans is here to help local borrowers get fast cash when they need it the most. Don’t hesitate—check your eligibility for a title loan near you and secure your financial future today!
In North Carolina, title loans are regulated under specific state laws, ensuring consumer protection. Borrowers seeking financial relief through title loans should be aware of the following key details.
| Loan Amount Range (Min-Max) | Fees & APR % | Repayment Terms | Unique State Law Conditions |
|---|---|---|---|
| $100 - $10,000 | 15% - 30% (on average) | Typically 30 days with possible renewal options | No maximum loan term limits; loans must not exceed $15,000 |
Title loans in North Carolina generally feature high-interest rates; thus, it is crucial to compare options. Lenders must adhere to the North Carolina General Statutes, which provide guidelines for ethical lending practices. Ensure you choose a licensed lender that follows state laws, such as those outlined in the North Carolina General Statutes on consumer loans.
Whether you're in Charlotte, Raleigh, or Greensboro, borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Don't hesitate to reach out for your emergency funding needs today!
North Carolina residents can apply online with Swift Title Loans. Start by sharing your contact and car details, then upload clear photos of your vehicle. Your loan will be reviewed remotely by a lender, and if approved, you could receive fast cash the same day—without visiting a store. This is a quick solution for local borrowers seeking assistance from home.
We proudly serve our community with personalized support.
Apply today and get cash in hand—often the same day.
Start your application online and finish in minutes.
Pay off your loan early without any extra fees.
We focus on your car’s value, not your credit score.
Getting the cash you need is quick and simple with our title loan process
Apply online or give us a call. No mountains of paperwork!
Your vehicle stays with you; we just hold the title as collateral.
We’ll estimate your loan based on your car’s value and your ability to repay.
Once approved, sign your agreement and leave with cash the same day.
Here's a real example of a funded title loan from our branch:
2017 Subaru Outback | 2023 GMC Canyon | |
| Loan Term | 24 month | 36 month |
| Estimated Vehicle Value | $22000 | $32000 |
| Loan Amount | $5202 | $2549 |
| Processing Fee | $75 | $75 |
| Lien Recording Fee | $15 | $15 |
| Monthly Payment | $228.22 | $76.40 |
| Monthly Interest | 0.42 | 0.42 |
| APR | 5.00% | 5.00% |
*All our repayment plans are without any hidden fees or prepayment penalties.
Before applying for a title loan in North Carolina, we encourage you to explore safer financial alternatives. Local banks and credit unions often provide lower interest rates, flexible repayment terms, and personalized service tailored to your needs.
Here are a few trusted financial institutions in North Carolina:
✅ Remember to carefully review interest rates, fees, and repayment options. Making informed decisions can lead to better financial outcomes for you and your family.
Quick answers to help you feel confident about title loans.
Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.
cartitleloansla.com (the “Website”) is not a lender or lending partner. It does not make loans of any type and does not make any credit decisions. Instead, the Website is designed solely to connect you with third-party lenders and marketers. The Website does not charge any fees for its service, nor does it oblige any user to initiate contact with any of the lenders or third parties or accept any loan product or service offered by the lenders. The data concerning short-term loan products and the industry is presented on the website for information purposes only. The Website does not endorse any lender, nor does it represent or is responsible for the actions or inactions of the lenders. The Website does not collect, store or has access to the information regarding the fees and charges associated with the contacting lenders and/or any loan products. Providing your information on the website does not guarantee you will be approved for a loan or credit product. This service and lenders are not available in all states. In some cases, you may be connected with a tribal lender. Tribal lenders are subject to tribal and certain federal laws only, while other lenders are also subject to state law including usury caps.
By submitting your loan request form, you acknowledge, agree, and authorize that (a) your information may be shared with third-party marketing partners and lenders in our network, and (b) such lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness. Every lender may perform a credit verification, whether it is a traditional or non-traditional verification. Don’t be misled by the term ‘No Credit Check Loans’. Loan approval is subject to meeting the lender’s credit criteria. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state..
Consumers may need to demonstrate ability to repay the loan. Upon completion of the loan request form, a conditional approval may be given pending review of additional documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing. Lenders recommend and encourage consumers to pay early in order to avoid additional finance charges. Short term, installment, and payday loans should be used with caution. If you have any questions about your loan, please contact your lender directly..