Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
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Easily apply online
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Get cash and keep your car
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Repay loan and get title back
Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
Easily apply online
Get cash and keep your car
Repay loan and get title back
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If you're a North Dakota resident in need of fast cash, car title loans could be your solution. These loans allow you to borrow against the equity of your vehicle, all while you continue driving it. Approval is based on your car's value, not your credit score, making it a viable option for those with bad credit.
In North Dakota, you could secure up to $50,000 with an APR that can reach 150%. Typically, lenders offer 25% to 50% of your vehicle's value. Remember, these estimates vary by lender, and it's essential to review state regulations.
Your fast cash solution is right around the corner—check your eligibility for a loan near you!
Understanding the regulations for title loans in North Dakota is essential for making informed borrowing decisions. Below is a summary of key details about title loans in the state:
| Loan Amount Range | $1,000 - $5,000 |
|---|---|
| Fees & APR | Fees vary; APR can reach up to 30% per month |
| Repayment Terms | Typically 1 month to 3 months |
| Unique State Law Conditions | Borrowers must provide clear title to the vehicle as collateral. Ensure to choose a licensed lender complying with North Dakota law. |
For more comprehensive details, visit the North Dakota Department of Banking and Financial Institutions. Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate today. Major cities like Fargo and Bismarck have accessible lenders ready to assist you. Always choose a lender that operates under state regulations to protect your interests.
Residents of North Dakota can apply online with Swift Title Loans to find fast cash solutions. Start by sharing your contact and vehicle details, upload car photos, and have your loan reviewed remotely by a lender. Approval is subject to lender policies, but if approved, you may receive funds the same day—without visiting a store. A convenient option for local borrowers from home.
We proudly serve our community with personalized support.
Apply today and get cash in hand—often the same day.
Start your application online and finish in minutes.
Pay off your loan early without any extra fees.
We focus on your car’s value, not your credit score.
Getting the cash you need is quick and simple with our title loan process
Apply online or give us a call. No mountains of paperwork!
Your vehicle stays with you; we just hold the title as collateral.
We’ll estimate your loan based on your car’s value and your ability to repay.
Once approved, sign your agreement and leave with cash the same day.
Here's a real example of a funded title loan from our branch:
2023 Toyota Corolla | 2022 Chevrolet Equinox | |
| Loan Term | 24 month | 36 month |
| Estimated Vehicle Value | $23000 | $29000 |
| Loan Amount | $3784 | $3000 |
| Processing Fee | $75 | $75 |
| Lien Recording Fee | $15 | $15 |
| Monthly Payment | $166.01 | $89.91 |
| Monthly Interest | 0.42 | 0.42 |
| APR | 5.00% | 5.00% |
*All our repayment plans are without any hidden fees or prepayment penalties.
Before applying for a title loan in North Dakota, we encourage you to consider safer financial alternatives. Local banks and credit unions often provide lower interest rates, flexible repayment terms, and personalized service tailored to your needs.
Here are a few trusted financial institutions in North Dakota:
✅ Tip: Always compare interest rates, repayment plans, and any associated fees before making a borrowing decision. Exploring local options may lead to better financial outcomes for you.
Quick answers to help you feel confident about title loans.
Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.
cartitleloansla.com (the “Website”) is not a lender or lending partner. It does not make loans of any type and does not make any credit decisions. Instead, the Website is designed solely to connect you with third-party lenders and marketers. The Website does not charge any fees for its service, nor does it oblige any user to initiate contact with any of the lenders or third parties or accept any loan product or service offered by the lenders. The data concerning short-term loan products and the industry is presented on the website for information purposes only. The Website does not endorse any lender, nor does it represent or is responsible for the actions or inactions of the lenders. The Website does not collect, store or has access to the information regarding the fees and charges associated with the contacting lenders and/or any loan products. Providing your information on the website does not guarantee you will be approved for a loan or credit product. This service and lenders are not available in all states. In some cases, you may be connected with a tribal lender. Tribal lenders are subject to tribal and certain federal laws only, while other lenders are also subject to state law including usury caps.
By submitting your loan request form, you acknowledge, agree, and authorize that (a) your information may be shared with third-party marketing partners and lenders in our network, and (b) such lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness. Every lender may perform a credit verification, whether it is a traditional or non-traditional verification. Don’t be misled by the term ‘No Credit Check Loans’. Loan approval is subject to meeting the lender’s credit criteria. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state..
Consumers may need to demonstrate ability to repay the loan. Upon completion of the loan request form, a conditional approval may be given pending review of additional documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing. Lenders recommend and encourage consumers to pay early in order to avoid additional finance charges. Short term, installment, and payday loans should be used with caution. If you have any questions about your loan, please contact your lender directly..