Swift Title Loan
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Bad credit & past bankruptcies? All welcome!
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Repay loan and get title back
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If you're an Ohio resident in need of urgent cash, car title loans offer a reliable solution by using your vehicle’s title as collateral. Swift Title Loans provides quick and easy title loans to help local borrowers with bad credit get fast cash, allowing you to continue driving your vehicle during repayment.
In Ohio, you can borrow anywhere from $1,000 up to $50,000, typically at an APR of up to 150%. The loan-to-value (LTV) ratio generally ranges between 25%-50% of your car’s value. Be aware that terms may vary by lender, so it’s essential to review your options carefully.
Don’t let financial stress overwhelm you—check your eligibility for a loan near you and discover how fast title loan approval can work for you today!
In Ohio, title loans are regulated to protect consumers while providing accessible funds. Borrowers with bad credit can turn to Swift Title Loans for quick assistance when funds are urgently needed. It's critical to choose a licensed lender that complies with state laws.
Loan Amount Range | Fees & APR % | Repayment Terms | Unique State Law Conditions |
---|---|---|---|
$1,000 - $5,000 | Up to 28% | 30 days, with potential extensions available | Maximum fee cannot exceed 10% of the loan amount in Ohio |
Understanding these regulations helps you make informed decisions. Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Always refer to resources like the Ohio Department of Commerce for detailed information on consumer protections regarding title loans.
Ohio residents can apply online with Swift Title Loans to secure financial assistance quickly. Start by sharing your contact and car details, then upload photos of your vehicle for a quick review. Approval is subject to lender policies, but if you are approved, you may access fast cash the same day—without visiting a store. A convenient option for local borrowers from home.
We proudly serve our community with personalized support.
Apply today and get cash in hand—often the same day.
Start your application online and finish in minutes.
Pay off your loan early without any extra fees.
We focus on your car’s value, not your credit score.
If you've found yourself in a difficult financial position and need access to cash, you may qualify for an instant online title loan. Check the requirements and get started!
Getting the cash you need is quick and simple with our title loan process
Apply online or give us a call. No mountains of paperwork!
Your vehicle stays with you; we just hold the title as collateral.
We’ll estimate your loan based on your car’s value and your ability to repay.
Once approved, sign your agreement and leave with cash the same day.
Here's a real example of a funded title loan from our branch:
2020 Ram 2500 | 2022 Volkswagen Passat | |
Loan Term | 24 month | 36 month |
Estimated Vehicle Value | $40000 | $25000 |
Loan Amount | $5644 | $3371 |
Processing Fee | $75 | $75 |
Lien Recording Fee | $15 | $15 |
Monthly Payment | $247.61 | $101.03 |
Monthly Interest | 0.42 | 0.42 |
APR | 5.00% | 5.00% |
*All our repayment plans are without any hidden fees or prepayment penalties.
Before applying for a title loan in Ohio, we encourage you to consider exploring safer financial alternatives. Local banks and credit unions often provide lower interest rates, flexible repayment terms, and a community-focused approach to lending.
Here are a few trusted financial institutions in Ohio:
✅ Tip: Always compare interest rates, repayment terms, and associated fees before making a loan decision. There may be more affordable options available close to home.
Quick answers to help you feel confident about title loans.
Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.