Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
01
Easily apply online
02
Get cash and keep your car
03
Repay loan and get title back
Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
Easily apply online
Get cash and keep your car
Repay loan and get title back
You are here:
If you're an Oregon resident in need of quick cash, car title loans can help you access emergency funds by using your vehicle as collateral. This means you can borrow against your car's equity while still driving it.
In Oregon, you could qualify for a loan amount ranging from $2,500 to $50,000, with an APR that can reach up to 150%. Repayment terms typically vary by lender, and while fees and other costs may apply, clear guidelines ensure that local borrowers are protected.
Don't let bad credit hold you back—quick & easy title loans are available locally. Get started today and secure your fast cash solution!
Title loans in Oregon are governed by specific regulations that protect both borrowers and lenders. Understanding these regulations is crucial for anyone considering a title loan, especially individuals with bad credit needing emergency funds. Below are the vital details regarding title loans in Oregon:
| Loan Amount Range (Min-Max) | Fees & APR % | Repayment Terms | Unique State Law Conditions |
|---|---|---|---|
| $100 - $50,000 | Up to 36% APR, plus potential fees | Typically 30 days, with possible extensions | Lenders must be licensed in Oregon |
In Oregon, the maximum APR for title loans is capped at 36%, which includes any fees or additional charges. Borrowers can expect repayment terms usually around 30 days, although some lenders may offer extensions. It is essential to select a licensed lender who adheres to Oregon's stringent regulations, such as those outlined in the Oregon Revised Statutes (ORS 725.210).
For a fast, no-obligation estimate on title loans, borrowers can apply online with Swift Title Loans. Explore your options today to secure the funds you need with confidence.
You can apply online for title loans with Swift Title Loans, designed specifically for local borrowers in urgent need of financial assistance. Start by sharing your contact and car details, then upload photos of your vehicle. A lender will review your application remotely, and if approved—subject to their policies—you may receive fast cash the same day, all from the comfort of your home and without visiting a store.
We proudly serve our community with personalized support.
Apply today and get cash in hand—often the same day.
Start your application online and finish in minutes.
Pay off your loan early without any extra fees.
We focus on your car’s value, not your credit score.
Getting the cash you need is quick and simple with our title loan process
Apply online or give us a call. No mountains of paperwork!
Your vehicle stays with you; we just hold the title as collateral.
We’ll estimate your loan based on your car’s value and your ability to repay.
Once approved, sign your agreement and leave with cash the same day.
Here's a real example of a funded title loan from our branch:
2022 Toyota Venza | 2015 Honda Insight | |
| Loan Term | 24 month | 36 month |
| Estimated Vehicle Value | $30000 | $15000 |
| Loan Amount | $4016 | $4023 |
| Processing Fee | $75 | $75 |
| Lien Recording Fee | $15 | $15 |
| Monthly Payment | $176.19 | $120.57 |
| Monthly Interest | 0.42 | 0.42 |
| APR | 5.00% | 5.00% |
*All our repayment plans are without any hidden fees or prepayment penalties.
Before applying for a title loan in Oregon, we encourage you to explore safer financial alternatives. Local banks and credit unions often provide lower interest rates, flexible repayment terms, and a commitment to community service.
Here are a few trusted financial institutions in Oregon:
✅ Tip: Always compare interest rates, repayment terms, and fees before making a decision. A more secure option may be available right in your neighborhood.
Quick answers to help you feel confident about title loans.
Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.
cartitleloansla.com (the “Website”) is not a lender or lending partner. It does not make loans of any type and does not make any credit decisions. Instead, the Website is designed solely to connect you with third-party lenders and marketers. The Website does not charge any fees for its service, nor does it oblige any user to initiate contact with any of the lenders or third parties or accept any loan product or service offered by the lenders. The data concerning short-term loan products and the industry is presented on the website for information purposes only. The Website does not endorse any lender, nor does it represent or is responsible for the actions or inactions of the lenders. The Website does not collect, store or has access to the information regarding the fees and charges associated with the contacting lenders and/or any loan products. Providing your information on the website does not guarantee you will be approved for a loan or credit product. This service and lenders are not available in all states. In some cases, you may be connected with a tribal lender. Tribal lenders are subject to tribal and certain federal laws only, while other lenders are also subject to state law including usury caps.
By submitting your loan request form, you acknowledge, agree, and authorize that (a) your information may be shared with third-party marketing partners and lenders in our network, and (b) such lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness. Every lender may perform a credit verification, whether it is a traditional or non-traditional verification. Don’t be misled by the term ‘No Credit Check Loans’. Loan approval is subject to meeting the lender’s credit criteria. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state..
Consumers may need to demonstrate ability to repay the loan. Upon completion of the loan request form, a conditional approval may be given pending review of additional documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing. Lenders recommend and encourage consumers to pay early in order to avoid additional finance charges. Short term, installment, and payday loans should be used with caution. If you have any questions about your loan, please contact your lender directly..