Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
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Easily apply online
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Get cash and keep your car
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Repay loan and get title back
Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
Easily apply online
Get cash and keep your car
Repay loan and get title back
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If you're a Rhode Island resident needing urgent cash, car title loans offer a quick financial solution using your vehicle's title as collateral. This option caters to local borrowers, allowing you to leverage your car’s equity, regardless of credit history.
You can borrow between $1,000 and $50,000, with APRs typically reaching up to 150%. Repayment terms vary by lender but generally span 30 days to a few months. Always be aware of potential fees; missing payments could jeopardize your vehicle.
Swift Title Loans is here to provide reliable financial solutions for local residents in need of fast title loan approval. Check your eligibility today!
In Rhode Island, title loans are a regulated financial product that can provide you with quick cash when you need it most. Understanding the local regulations is crucial for anyone considering a title loan, especially those with bad credit. Here are the key details you need to know:
| Loan Amount Range (Min-Max) | Fees & APR % | Repayment Terms | Unique State Law Conditions |
|---|---|---|---|
| $500 - $5,000 | Up to 30% | Up to 30 days | Lenders must be licensed and comply with Rhode Island General Laws § 19-14-4 |
Borrowers can easily apply online with Swift Title Loans for a fast, no-obligation estimate. It's essential to choose a licensed lender that follows Rhode Island state laws to avoid any issues and ensure a smooth borrowing experience. Major cities like Providence and Warwick have accessible lending options for your convenience.
Residents of Rhode Island can apply online for title loans through Swift Title Loans. Start by sharing your contact and car details, then upload photos of your vehicle for a quick remote review by a lender. Approval is subject to lender policies, but if approved, you may access fast cash the same day—without visiting a store. It's a straightforward solution for local borrowers looking for help from home.
We proudly serve our community with personalized support.
Apply today and get cash in hand—often the same day.
Start your application online and finish in minutes.
Pay off your loan early without any extra fees.
We focus on your car’s value, not your credit score.
Getting the cash you need is quick and simple with our title loan process
Apply online or give us a call. No mountains of paperwork!
Your vehicle stays with you; we just hold the title as collateral.
We’ll estimate your loan based on your car’s value and your ability to repay.
Once approved, sign your agreement and leave with cash the same day.
Here's a real example of a funded title loan from our branch:
2023 Kia Sorento | 2016 Chevrolet Bolt EV | |
| Loan Term | 24 month | 36 month |
| Estimated Vehicle Value | $35000 | $15000 |
| Loan Amount | $2876 | $3224 |
| Processing Fee | $75 | $75 |
| Lien Recording Fee | $15 | $15 |
| Monthly Payment | $126.17 | $96.63 |
| Monthly Interest | 0.42 | 0.42 |
| APR | 5.00% | 5.00% |
*All our repayment plans are without any hidden fees or prepayment penalties.
Before applying for a title loan in Rhode Island, we encourage you to explore safer financial alternatives available through your local banks and credit unions. These institutions often provide lower interest rates, flexible repayment terms, and community-focused services that can better support your financial goals.
✅ Remember, it's always a good idea to compare interest rates, terms, and fees across different lenders. A more suitable option may be closer than you think!
Quick answers to help you feel confident about title loans.
Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.
cartitleloansla.com (the “Website”) is not a lender or lending partner. It does not make loans of any type and does not make any credit decisions. Instead, the Website is designed solely to connect you with third-party lenders and marketers. The Website does not charge any fees for its service, nor does it oblige any user to initiate contact with any of the lenders or third parties or accept any loan product or service offered by the lenders. The data concerning short-term loan products and the industry is presented on the website for information purposes only. The Website does not endorse any lender, nor does it represent or is responsible for the actions or inactions of the lenders. The Website does not collect, store or has access to the information regarding the fees and charges associated with the contacting lenders and/or any loan products. Providing your information on the website does not guarantee you will be approved for a loan or credit product. This service and lenders are not available in all states. In some cases, you may be connected with a tribal lender. Tribal lenders are subject to tribal and certain federal laws only, while other lenders are also subject to state law including usury caps.
By submitting your loan request form, you acknowledge, agree, and authorize that (a) your information may be shared with third-party marketing partners and lenders in our network, and (b) such lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness. Every lender may perform a credit verification, whether it is a traditional or non-traditional verification. Don’t be misled by the term ‘No Credit Check Loans’. Loan approval is subject to meeting the lender’s credit criteria. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state..
Consumers may need to demonstrate ability to repay the loan. Upon completion of the loan request form, a conditional approval may be given pending review of additional documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing. Lenders recommend and encourage consumers to pay early in order to avoid additional finance charges. Short term, installment, and payday loans should be used with caution. If you have any questions about your loan, please contact your lender directly..