Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
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Easily apply online
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Get cash and keep your car
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Repay loan and get title back
Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
Easily apply online
Get cash and keep your car
Repay loan and get title back
You are here:
When South Carolina residents need urgent cash, car title loans offer a quick solution by leveraging your vehicle's title as collateral. Even if you have bad credit, you can access funds based on your car's equity, which is typically 25% to 50% of its value.
Loan amounts can reach up to $50,000, with an APR that may go up to 150%. Repayment terms vary by lender, but you can often expect loans with flexible options to suit your financial needs. Remember, failing to make payments could lead to the repossession of your vehicle.
Looking for fast cash? Swift Title Loans is here to serve your community with reliable financial solutions tailored for local borrowers. Don’t hesitate—check your eligibility for a title loan near you and secure your financial future today!
Title loans in South Carolina are regulated to protect borrowers. Here are the essential details you need to know if you’re considering this option for urgent funds.
| Loan Amount Range | Fees & APR % | Repayment Terms | Unique State Law Conditions |
|---|---|---|---|
| $601 - $2,500 | Up to 25% of the loan amount per month; APR can be as high as 300% | Typically 30 days; may be extended once | Lenders must be licensed and follow the South Carolina Title Loans Act. |
Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. It's crucial to choose a licensed lender who adheres to South Carolina laws to ensure compliance and protection. Major cities like Columbia and Charleston have numerous lenders available to assist with your needs.
South Carolina residents can apply online with Swift Title Loans. Start by sharing your contact and car details, then upload photos of your vehicle. A lender will review your application remotely, subject to their policies. If approved, you could receive fast cash the same day, all from home and without visiting a store. This is an ideal option for local borrowers in urgent need.
We proudly serve our community with personalized support.
Apply today and get cash in hand—often the same day.
Start your application online and finish in minutes.
Pay off your loan early without any extra fees.
We focus on your car’s value, not your credit score.
If you've found yourself in a difficult financial position and need access to cash, you may qualify for an instant online title loan. Check the requirements and get started!
Getting the cash you need is quick and simple with our title loan process
Apply online or give us a call. No mountains of paperwork!
Your vehicle stays with you; we just hold the title as collateral.
We’ll estimate your loan based on your car’s value and your ability to repay.
Once approved, sign your agreement and leave with cash the same day.
Here's a real example of a funded title loan from our branch:
2021 Subaru Outback | 2018 Tesla Model 3 | |
| Loan Term | 24 month | 36 month |
| Estimated Vehicle Value | $30000 | $33000 |
| Loan Amount | $5868 | $4659 |
| Processing Fee | $75 | $75 |
| Lien Recording Fee | $15 | $15 |
| Monthly Payment | $257.44 | $139.63 |
| Monthly Interest | 0.42 | 0.42 |
| APR | 5.00% | 5.00% |
*All our repayment plans are without any hidden fees or prepayment penalties.
Before applying for a title loan in South Carolina, consider exploring your local banks and credit unions. Many offer safer financial alternatives with lower interest rates and more flexible repayment terms, focusing on community support.
Here are a few trusted financial institutions in South Carolina:
- South Carolina Federal Credit Union
- First Citizens Bank
- Duke University Credit Union
✅ Tip: Always review the interest rates, repayment terms, and any fees associated with loans before making a decision. A better option may be closer than you think!
Quick answers to help you feel confident about title loans.
Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.
cartitleloansla.com (the “Website”) is not a lender or lending partner. It does not make loans of any type and does not make any credit decisions. Instead, the Website is designed solely to connect you with third-party lenders and marketers. The Website does not charge any fees for its service, nor does it oblige any user to initiate contact with any of the lenders or third parties or accept any loan product or service offered by the lenders. The data concerning short-term loan products and the industry is presented on the website for information purposes only. The Website does not endorse any lender, nor does it represent or is responsible for the actions or inactions of the lenders. The Website does not collect, store or has access to the information regarding the fees and charges associated with the contacting lenders and/or any loan products. Providing your information on the website does not guarantee you will be approved for a loan or credit product. This service and lenders are not available in all states. In some cases, you may be connected with a tribal lender. Tribal lenders are subject to tribal and certain federal laws only, while other lenders are also subject to state law including usury caps.
By submitting your loan request form, you acknowledge, agree, and authorize that (a) your information may be shared with third-party marketing partners and lenders in our network, and (b) such lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness. Every lender may perform a credit verification, whether it is a traditional or non-traditional verification. Don’t be misled by the term ‘No Credit Check Loans’. Loan approval is subject to meeting the lender’s credit criteria. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state..
Consumers may need to demonstrate ability to repay the loan. Upon completion of the loan request form, a conditional approval may be given pending review of additional documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing. Lenders recommend and encourage consumers to pay early in order to avoid additional finance charges. Short term, installment, and payday loans should be used with caution. If you have any questions about your loan, please contact your lender directly..