Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
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Easily apply online
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Get cash and keep your car
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Repay loan and get title back
Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
Easily apply online
Get cash and keep your car
Repay loan and get title back
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Emergency financial needs can arise suddenly, and for South Dakota residents, title loans offer a quick cash solution by using your vehicle as collateral. These loans allow you to borrow up to $50,000, even with bad credit, while you continue to drive your car.
In South Dakota, the APR typically reaches up to 150% and loans can cover 25% to 50% of your car's value. Repayment terms vary by lender, and it’s important to review state regulations to avoid potential risks to your vehicle.
For reliable financial solutions in your community, check your eligibility for a fast title loan today!
| Loan Amount Range | Fees & APR % | Repayment Terms | Unique State Law Conditions |
|---|---|---|---|
| $100 - $5,000 | Fees vary; maximum APR up to 36% | Typically 30 days; extensions may be available | Licensed lenders required, borrower's vehicle must be lien-free |
In South Dakota, title loans are a quick solution for those in need of emergency funds, particularly for individuals with bad credit. Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. It's essential to choose a licensed lender that adheres to South Dakota regulations, as they ensure consumer protection.
The South Dakota Division of Banking oversees all title loan transactions, affirming that lenders must provide clear information about fees and repayment conditions as outlined in state law. Review the South Dakota Codified Laws for detailed regulations relevant to title loans, ensuring you're informed before committing.
South Dakota residents can apply online with Swift Title Loans to address urgent financial needs. Start by sharing your contact and car details, then upload vehicle photos for a quick remote review by a lender. Approval is subject to lender policies, and if approved, you could receive fast cash the same day—without visiting a store. A convenient option for local borrowers from home.
We proudly serve our community with personalized support.
Apply today and get cash in hand—often the same day.
Start your application online and finish in minutes.
Pay off your loan early without any extra fees.
We focus on your car’s value, not your credit score.
Getting the cash you need is quick and simple with our title loan process
Apply online or give us a call. No mountains of paperwork!
Your vehicle stays with you; we just hold the title as collateral.
We’ll estimate your loan based on your car’s value and your ability to repay.
Once approved, sign your agreement and leave with cash the same day.
Here's a real example of a funded title loan from our branch:
2020 Honda Pilot | 2022 Hyundai Sonata | |
| Loan Term | 24 month | 36 month |
| Estimated Vehicle Value | $30000 | $25000 |
| Loan Amount | $3809 | $4035 |
| Processing Fee | $75 | $75 |
| Lien Recording Fee | $15 | $15 |
| Monthly Payment | $167.11 | $120.93 |
| Monthly Interest | 0.42 | 0.42 |
| APR | 5.00% | 5.00% |
*All our repayment plans are without any hidden fees or prepayment penalties.
Before applying for a title loan in South Dakota, consider exploring safer financial alternatives. Local banks and credit unions often provide lower interest rates, flexible repayment terms, and personalized community service that can better support your financial needs.
Here are a few trusted financial institutions in South Dakota:
✅ Tip: Always compare interest rates, fees, and repayment options to find the best loan product for your situation. Taking time to research can lead to better financial decisions.
Quick answers to help you feel confident about title loans.
Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.
cartitleloansla.com (the “Website”) is not a lender or lending partner. It does not make loans of any type and does not make any credit decisions. Instead, the Website is designed solely to connect you with third-party lenders and marketers. The Website does not charge any fees for its service, nor does it oblige any user to initiate contact with any of the lenders or third parties or accept any loan product or service offered by the lenders. The data concerning short-term loan products and the industry is presented on the website for information purposes only. The Website does not endorse any lender, nor does it represent or is responsible for the actions or inactions of the lenders. The Website does not collect, store or has access to the information regarding the fees and charges associated with the contacting lenders and/or any loan products. Providing your information on the website does not guarantee you will be approved for a loan or credit product. This service and lenders are not available in all states. In some cases, you may be connected with a tribal lender. Tribal lenders are subject to tribal and certain federal laws only, while other lenders are also subject to state law including usury caps.
By submitting your loan request form, you acknowledge, agree, and authorize that (a) your information may be shared with third-party marketing partners and lenders in our network, and (b) such lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness. Every lender may perform a credit verification, whether it is a traditional or non-traditional verification. Don’t be misled by the term ‘No Credit Check Loans’. Loan approval is subject to meeting the lender’s credit criteria. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state..
Consumers may need to demonstrate ability to repay the loan. Upon completion of the loan request form, a conditional approval may be given pending review of additional documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing. Lenders recommend and encourage consumers to pay early in order to avoid additional finance charges. Short term, installment, and payday loans should be used with caution. If you have any questions about your loan, please contact your lender directly..