Swift Title Loan
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If you're a Tennessee resident in need of quick cash, car title loans may be your solution. By using your vehicle's title as collateral, you can access funds while still driving your car. These loans cater to local borrowers facing emergencies, even if your credit isn't perfect.
You can typically borrow between $2,500 and $50,000, with APRs generally up to 150%. Repayment terms commonly range from 30 days to several months, but these figures may vary by lender. Be aware of potential fees, and ensure you're dealing with a state-regulated loan provider for your financial security.
Ready to get the funds you need? Explore your fast cash solution with Swift Title Loans today!
Loan Amount Range (Min-Max) | Fees & APR % | Repayment Terms | Unique State Law Conditions |
---|---|---|---|
$50 - $25,000 | Up to 24% per month | Typically 30 days; extendable | Must be registered with the Tennessee Department of Financial Institutions |
Tennessee law allows borrowers to secure title loans ranging from $50 to $25,000, providing a flexible solution for those in urgent need of cash. Lenders may charge fees of up to 24% per month, emphasizing the importance of understanding the total cost of borrowing. Repayment terms usually span 30 days, with options to extend if needed.
It's crucial to choose a licensed lender who adheres to Tennessee regulations outlined by the [Tennessee Department of Financial Institutions](https://www.tn.gov/finance/consumer-protection/information-for-consumers/consumer-resources.html). Swift Title Loans offers an easy online application process for a fast, no-obligation estimate to get you the funds you need quickly, especially if you’re dealing with credit challenges.
You can apply online for title loans with Swift Title Loans, making it easy for local borrowers to secure fast cash from home. Start by sharing your contact and car details, then upload photos of your vehicle for a quick remote review by a lender. Approval is subject to lender policies, but if you qualify, you may receive same-day cash—without visiting a store.
We proudly serve our community with personalized support.
Apply today and get cash in hand—often the same day.
Start your application online and finish in minutes.
Pay off your loan early without any extra fees.
We focus on your car’s value, not your credit score.
If you've found yourself in a difficult financial position and need access to cash, you may qualify for an instant online title loan. Check the requirements and get started!
Getting the cash you need is quick and simple with our title loan process
Apply online or give us a call. No mountains of paperwork!
Your vehicle stays with you; we just hold the title as collateral.
We’ll estimate your loan based on your car’s value and your ability to repay.
Once approved, sign your agreement and leave with cash the same day.
Here's a real example of a funded title loan from our branch:
2015 Toyota RAV4 | 2019 Jeep Grand Cherokee | |
Loan Term | 24 month | 36 month |
Estimated Vehicle Value | $22000 | $32000 |
Loan Amount | $5014 | $4883 |
Processing Fee | $75 | $75 |
Lien Recording Fee | $15 | $15 |
Monthly Payment | $219.97 | $146.35 |
Monthly Interest | 0.42 | 0.42 |
APR | 5.00% | 5.00% |
*All our repayment plans are without any hidden fees or prepayment penalties.
Before applying for a title loan in Tennessee, consider exploring safer financial alternatives available through local banks and credit unions. These institutions often provide lower interest rates, flexible repayment terms, and a focus on community service.
Here are a few trusted financial institutions in Tennessee:
✅ Tip: Always compare interest rates, repayment options, and fees before choosing a loan. Remember, there may be more affordable and supportive options available right in your community.
Quick answers to help you feel confident about title loans.
Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.