Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
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Easily apply online
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Get cash and keep your car
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Repay loan and get title back
Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
Easily apply online
Get cash and keep your car
Repay loan and get title back
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If you're a Tennessee resident in need of quick cash, car title loans may be your solution. By using your vehicle's title as collateral, you can access funds while still driving your car. These loans cater to local borrowers facing emergencies, even if your credit isn't perfect.
You can typically borrow between $2,500 and $50,000, with APRs generally up to 150%. Repayment terms commonly range from 30 days to several months, but these figures may vary by lender. Be aware of potential fees, and ensure you're dealing with a state-regulated loan provider for your financial security.
Ready to get the funds you need? Explore your fast cash solution with Swift Title Loans today!
| Loan Amount Range (Min-Max) | Fees & APR % | Repayment Terms | Unique State Law Conditions |
|---|---|---|---|
| $50 - $25,000 | Up to 24% per month | Typically 30 days; extendable | Must be registered with the Tennessee Department of Financial Institutions |
Tennessee law allows borrowers to secure title loans ranging from $50 to $25,000, providing a flexible solution for those in urgent need of cash. Lenders may charge fees of up to 24% per month, emphasizing the importance of understanding the total cost of borrowing. Repayment terms usually span 30 days, with options to extend if needed.
It's crucial to choose a licensed lender who adheres to Tennessee regulations outlined by the [Tennessee Department of Financial Institutions](https://www.tn.gov/finance/consumer-protection/information-for-consumers/consumer-resources.html). Swift Title Loans offers an easy online application process for a fast, no-obligation estimate to get you the funds you need quickly, especially if you’re dealing with credit challenges.
You can apply online for title loans with Swift Title Loans, making it easy for local borrowers to secure fast cash from home. Start by sharing your contact and car details, then upload photos of your vehicle for a quick remote review by a lender. Approval is subject to lender policies, but if you qualify, you may receive same-day cash—without visiting a store.
We proudly serve our community with personalized support.
Apply today and get cash in hand—often the same day.
Start your application online and finish in minutes.
Pay off your loan early without any extra fees.
We focus on your car’s value, not your credit score.
If you've found yourself in a difficult financial position and need access to cash, you may qualify for an instant online title loan. Check the requirements and get started!
Getting the cash you need is quick and simple with our title loan process
Apply online or give us a call. No mountains of paperwork!
Your vehicle stays with you; we just hold the title as collateral.
We’ll estimate your loan based on your car’s value and your ability to repay.
Once approved, sign your agreement and leave with cash the same day.
Here's a real example of a funded title loan from our branch:
2015 Toyota RAV4 | 2019 Jeep Grand Cherokee | |
| Loan Term | 24 month | 36 month |
| Estimated Vehicle Value | $22000 | $32000 |
| Loan Amount | $5014 | $4883 |
| Processing Fee | $75 | $75 |
| Lien Recording Fee | $15 | $15 |
| Monthly Payment | $219.97 | $146.35 |
| Monthly Interest | 0.42 | 0.42 |
| APR | 5.00% | 5.00% |
*All our repayment plans are without any hidden fees or prepayment penalties.
Before applying for a title loan in Tennessee, consider exploring safer financial alternatives available through local banks and credit unions. These institutions often provide lower interest rates, flexible repayment terms, and a focus on community service.
Here are a few trusted financial institutions in Tennessee:
✅ Tip: Always compare interest rates, repayment options, and fees before choosing a loan. Remember, there may be more affordable and supportive options available right in your community.
Quick answers to help you feel confident about title loans.
Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.
cartitleloansla.com (the “Website”) is not a lender or lending partner. It does not make loans of any type and does not make any credit decisions. Instead, the Website is designed solely to connect you with third-party lenders and marketers. The Website does not charge any fees for its service, nor does it oblige any user to initiate contact with any of the lenders or third parties or accept any loan product or service offered by the lenders. The data concerning short-term loan products and the industry is presented on the website for information purposes only. The Website does not endorse any lender, nor does it represent or is responsible for the actions or inactions of the lenders. The Website does not collect, store or has access to the information regarding the fees and charges associated with the contacting lenders and/or any loan products. Providing your information on the website does not guarantee you will be approved for a loan or credit product. This service and lenders are not available in all states. In some cases, you may be connected with a tribal lender. Tribal lenders are subject to tribal and certain federal laws only, while other lenders are also subject to state law including usury caps.
By submitting your loan request form, you acknowledge, agree, and authorize that (a) your information may be shared with third-party marketing partners and lenders in our network, and (b) such lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness. Every lender may perform a credit verification, whether it is a traditional or non-traditional verification. Don’t be misled by the term ‘No Credit Check Loans’. Loan approval is subject to meeting the lender’s credit criteria. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state..
Consumers may need to demonstrate ability to repay the loan. Upon completion of the loan request form, a conditional approval may be given pending review of additional documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing. Lenders recommend and encourage consumers to pay early in order to avoid additional finance charges. Short term, installment, and payday loans should be used with caution. If you have any questions about your loan, please contact your lender directly..