Swift Title Loan
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If you're a Texas resident in need of quick cash, car title loans offer a fast and reliable financial solution. By using your vehicle as collateral, you can secure a loan while still retaining your car for daily use.
You could potentially borrow up to $50,000 with an APR of 150%, based on your vehicle's equity. Repayment terms generally vary but are typically short-term, so it’s crucial to assess your ability to repay. Keep in mind that fees and costs may apply, so always review the loan agreement thoroughly.
Swift Title Loans is committed to serving your community and helping local borrowers get the fast cash they need. Check your eligibility for a quick and easy title loan today and experience the benefits of instant cash loans in your area!
Loan Amount Range | Fees & APR % | Repayment Terms | Unique State Law Conditions |
---|---|---|---|
$1,500 - $10,000 | 300% APR maximum | 30 days (can be renewed) | Must comply with Texas Finance Code, Chapter 347 |
In Texas, title loans are regulated under the Texas Finance Code, specifically Chapter 347. Borrowers can expect loan amounts ranging from $1,500 to $10,000, with an APR that can reach up to 300%. Repayment terms generally are set for 30 days, but loans can be renewed if necessary.
It's crucial to select a licensed lender adhering to these regulations to ensure consumer protection. For those in urgent need of funds, Swift Title Loans offers a fast, no-obligation estimate for potential borrowers.
Major cities like Houston, Dallas, and Austin have a variety of licensed lenders ready to assist you with your financing needs. Apply online today to explore your options!
You can easily apply online with Swift Title Loans. Start by sharing your car details and contact information, then upload photos of your vehicle. Your loan will be reviewed remotely by a lender, and approval is subject to their policies. If approved, you may receive fast cash the same day—without visiting a store. This is an ideal solution for local borrowers seeking assistance from home.
We proudly serve our community with personalized support.
Apply today and get cash in hand—often the same day.
Start your application online and finish in minutes.
Pay off your loan early without any extra fees.
We focus on your car’s value, not your credit score.
If you've found yourself in a difficult financial position and need access to cash, you may qualify for an instant online title loan. Check the requirements and get started!
Getting the cash you need is quick and simple with our title loan process
Apply online or give us a call. No mountains of paperwork!
Your vehicle stays with you; we just hold the title as collateral.
We’ll estimate your loan based on your car’s value and your ability to repay.
Once approved, sign your agreement and leave with cash the same day.
Here's a real example of a funded title loan from our branch:
2022 Ford Maverick | 2023 Mazda MX-5 Miata | |
Loan Term | 24 month | 36 month |
Estimated Vehicle Value | $25000 | $30000 |
Loan Amount | $4556 | $2584 |
Processing Fee | $75 | $75 |
Lien Recording Fee | $15 | $15 |
Monthly Payment | $199.88 | $77.44 |
Monthly Interest | 0.42 | 0.42 |
APR | 5.00% | 5.00% |
*All our repayment plans are without any hidden fees or prepayment penalties.
Before applying for a title loan in Texas, we encourage you to explore safer financial alternatives. Local banks and credit unions often provide lower interest rates, flexible repayment terms, and a community-focused approach that can better support your financial needs.
Here are a few trusted financial institutions in Texas:
✅ Tip: Always compare interest rates, repayment options, and fees from different lenders. A more affordable and respectful alternative could be right in your neighborhood!
Quick answers to help you feel confident about title loans.
Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.