Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
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Easily apply online
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Get cash and keep your car
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Repay loan and get title back
Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
Easily apply online
Get cash and keep your car
Repay loan and get title back
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Need fast cash? Swift Title Loans offers Utah residents an accessible way to borrow against their vehicle’s title without affecting your credit score. By using your car as collateral, you can secure funds while still driving it daily.
In Utah, you can typically receive between $1,000 to $50,000 based on your car's value, with APRs reaching up to 150%. Repayment terms vary, but it's important to understand the potential fees and risks, as missing payments could jeopardize your vehicle.
Get your reliable financial solution and check your eligibility for a quick title loan near you today!
Understanding the specifics of title loans in Utah can help you make informed financial decisions. Below is a concise overview of regulations and key details that may apply to your situation.
| Loan Amount Range (Min-Max) | $2,500 - $15,000 |
|---|---|
| Fees & APR % | Up to 30% per month |
| Repayment Terms | Typically 30 days, with possible extensions |
| Unique State Law Conditions | Must be licensed by the Utah Department of Financial Institutions |
In Utah, title loans are regulated under the Utah Consumer Credit Code. These loans allow you to borrow against the equity in your vehicle, which can be beneficial for those needing quick cash. However, it is essential to select a licensed lender to ensure compliance with state laws. You can apply online with Swift Title Loans for a fast, no-obligation estimate to get the funds you need today.
Major cities like Salt Lake City, Provo, and Ogden have numerous licensed lenders ready to assist you. Always ensure that any lender you choose abides by the state regulations to protect yourself financially.
You can apply online for title loans through Swift Title Loans, making it easy for local borrowers to get the fast cash they need. Start by sharing your contact and car details, then upload photos of your vehicle. A lender will review your application remotely, and if approved, you may receive funds the same day without visiting a store. Please note that approval is subject to lender policies.
We proudly serve our community with personalized support.
Apply today and get cash in hand—often the same day.
Start your application online and finish in minutes.
Pay off your loan early without any extra fees.
We focus on your car’s value, not your credit score.
Getting the cash you need is quick and simple with our title loan process
Apply online or give us a call. No mountains of paperwork!
Your vehicle stays with you; we just hold the title as collateral.
We’ll estimate your loan based on your car’s value and your ability to repay.
Once approved, sign your agreement and leave with cash the same day.
Here's a real example of a funded title loan from our branch:
2016 Mazda CX-5 | 2022 Kia Soul | |
| Loan Term | 24 month | 36 month |
| Estimated Vehicle Value | $20000 | $22000 |
| Loan Amount | $5271 | $4229 |
| Processing Fee | $75 | $75 |
| Lien Recording Fee | $15 | $15 |
| Monthly Payment | $231.25 | $126.75 |
| Monthly Interest | 0.42 | 0.42 |
| APR | 5.00% | 5.00% |
*All our repayment plans are without any hidden fees or prepayment penalties.
Before applying for a title loan in Utah, we encourage you to explore safer financial alternatives that may better suit your needs. Local banks and credit unions often provide lower interest rates, flexible repayment terms, and a focus on serving your community.
Here are a few trusted financial institutions in Utah:
- One Utah Credit Union
- Utah Community Bank
- Zions Bank
✅ Tip: Always compare interest rates, repayment terms, and fees before making a decision on any loan product. A more secure option might be available right in your neighborhood.
Quick answers to help you feel confident about title loans.
Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.
cartitleloansla.com (the “Website”) is not a lender or lending partner. It does not make loans of any type and does not make any credit decisions. Instead, the Website is designed solely to connect you with third-party lenders and marketers. The Website does not charge any fees for its service, nor does it oblige any user to initiate contact with any of the lenders or third parties or accept any loan product or service offered by the lenders. The data concerning short-term loan products and the industry is presented on the website for information purposes only. The Website does not endorse any lender, nor does it represent or is responsible for the actions or inactions of the lenders. The Website does not collect, store or has access to the information regarding the fees and charges associated with the contacting lenders and/or any loan products. Providing your information on the website does not guarantee you will be approved for a loan or credit product. This service and lenders are not available in all states. In some cases, you may be connected with a tribal lender. Tribal lenders are subject to tribal and certain federal laws only, while other lenders are also subject to state law including usury caps.
By submitting your loan request form, you acknowledge, agree, and authorize that (a) your information may be shared with third-party marketing partners and lenders in our network, and (b) such lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness. Every lender may perform a credit verification, whether it is a traditional or non-traditional verification. Don’t be misled by the term ‘No Credit Check Loans’. Loan approval is subject to meeting the lender’s credit criteria. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state..
Consumers may need to demonstrate ability to repay the loan. Upon completion of the loan request form, a conditional approval may be given pending review of additional documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing. Lenders recommend and encourage consumers to pay early in order to avoid additional finance charges. Short term, installment, and payday loans should be used with caution. If you have any questions about your loan, please contact your lender directly..