Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
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Easily apply online
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Get cash and keep your car
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Repay loan and get title back
Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
Easily apply online
Get cash and keep your car
Repay loan and get title back
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If you're in Vermont and need quick cash, car title loans can be your lifeline. By using your vehicle as collateral, you can secure funding fast, even with bad credit. Vermont residents can generally borrow between $2,500 to $50,000, with APRs up to 150% and repayment terms that vary by lender.
These loans typically allow lenders to offer 25%-50% of your car's value, giving you access to reliable financial solutions when emergencies arise. Remember, while title loans provide urgent assistance, it's crucial to understand the repayment conditions and any potential fees.
Don’t wait—check your eligibility for a fast cash solution that suits your needs right here in Vermont!
Title loans in Vermont provide a quick solution for those who need emergency funds, particularly for borrowers with bad credit. Understanding the state's regulations is crucial to making informed decisions.
| Loan Amount Range | Fees & APR % | Repayment Terms | Unique State Law Conditions |
|---|---|---|---|
| $1,000 - $10,000 | Up to 36% APR | Typically 30 days with potential extensions | Must adhere to Vermont's Title Loan Act |
Under the Vermont Title Loan Act, lenders are required to be licensed and provide transparent loan terms, ensuring borrower protection. It's essential to choose a licensed lender, like those affiliated with Swift Title Loans, who comply with all state laws, including fees and interest rates. Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate, helping them navigate financial challenges efficiently.
Vermont residents can apply online with Swift Title Loans for a quick financial solution. Start by sharing your contact and car details, then upload photos of your vehicle. A lender will review your submission remotely, and approval is subject to their policies. If approved, you may receive fast cash the same day—without visiting a store. It's a convenient option for local borrowers seeking help from home.
We proudly serve our community with personalized support.
Apply today and get cash in hand—often the same day.
Start your application online and finish in minutes.
Pay off your loan early without any extra fees.
We focus on your car’s value, not your credit score.
Getting the cash you need is quick and simple with our title loan process
Apply online or give us a call. No mountains of paperwork!
Your vehicle stays with you; we just hold the title as collateral.
We’ll estimate your loan based on your car’s value and your ability to repay.
Once approved, sign your agreement and leave with cash the same day.
Here's a real example of a funded title loan from our branch:
2020 Mazda3 | 2019 Chevrolet Camaro | |
| Loan Term | 24 month | 36 month |
| Estimated Vehicle Value | $22000 | $26000 |
| Loan Amount | $5119 | $5284 |
| Processing Fee | $75 | $75 |
| Lien Recording Fee | $15 | $15 |
| Monthly Payment | $224.58 | $158.37 |
| Monthly Interest | 0.42 | 0.42 |
| APR | 5.00% | 5.00% |
*All our repayment plans are without any hidden fees or prepayment penalties.
Before applying for a title loan in Vermont, we encourage you to explore safer financial alternatives. Local banks and credit unions often provide lower interest rates, flexible repayment terms, and a focus on serving the community, making them a worthwhile option to consider.
Here are a few trusted financial institutions in Vermont:
- Vermont Federal Credit Union
- Burlington Police Federal Credit Union
- NorthCountry Federal Credit Union
✅ Tip: Always compare interest rates, repayment options, and fees before deciding on any loan. You might find a better option that meets your needs right in your community.
Quick answers to help you feel confident about title loans.
Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.
cartitleloansla.com (the “Website”) is not a lender or lending partner. It does not make loans of any type and does not make any credit decisions. Instead, the Website is designed solely to connect you with third-party lenders and marketers. The Website does not charge any fees for its service, nor does it oblige any user to initiate contact with any of the lenders or third parties or accept any loan product or service offered by the lenders. The data concerning short-term loan products and the industry is presented on the website for information purposes only. The Website does not endorse any lender, nor does it represent or is responsible for the actions or inactions of the lenders. The Website does not collect, store or has access to the information regarding the fees and charges associated with the contacting lenders and/or any loan products. Providing your information on the website does not guarantee you will be approved for a loan or credit product. This service and lenders are not available in all states. In some cases, you may be connected with a tribal lender. Tribal lenders are subject to tribal and certain federal laws only, while other lenders are also subject to state law including usury caps.
By submitting your loan request form, you acknowledge, agree, and authorize that (a) your information may be shared with third-party marketing partners and lenders in our network, and (b) such lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness. Every lender may perform a credit verification, whether it is a traditional or non-traditional verification. Don’t be misled by the term ‘No Credit Check Loans’. Loan approval is subject to meeting the lender’s credit criteria. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state..
Consumers may need to demonstrate ability to repay the loan. Upon completion of the loan request form, a conditional approval may be given pending review of additional documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing. Lenders recommend and encourage consumers to pay early in order to avoid additional finance charges. Short term, installment, and payday loans should be used with caution. If you have any questions about your loan, please contact your lender directly..