Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
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Easily apply online
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Get cash and keep your car
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Repay loan and get title back
Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
Easily apply online
Get cash and keep your car
Repay loan and get title back
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If you're a West Virginia resident in need of quick cash, car title loans can provide a fast financial solution. By using your vehicle's title as collateral, you can access funds often ranging from $2,500 to $50,000, depending on the lender and your car's value.
These state-regulated loans typically come with an APR of up to 150%, and repayment terms vary but generally allow for flexibility. It's essential to remember that missing payments could risk your vehicle. Swift Title Loans is here to help local borrowers navigate their options for reliable financial solutions.
Don't wait—check your eligibility for title loans near you and secure the cash you need today!
When considering title loans in West Virginia, it's essential to understand the specific regulations that govern them. Title loans are designed to provide quick access to cash using your vehicle as collateral. Here's an overview of the important details you need to be aware of:
| Loan Amount Range | Fees & APR (%) | Repayment Terms | Unique State Law Conditions |
|---|---|---|---|
| $500 - $25,000 | Up to 30% monthly | Typically 30 days, extendable | Licensed lenders must comply with the West Virginia Code, which prohibits rollover loans |
In West Virginia, borrowers must choose a licensed lender that adheres to the regulations outlined in the West Virginia Code Chapter 46A, known as the West Virginia Consumer Credit and Protection Act. This legislation ensures that lenders maintain fair practices and protect consumers against predatory lending.
Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. This convenient process allows you to explore your financing options quickly, particularly if you're facing an unexpected financial emergency. Remember to always verify your lender's licensing to ensure compliance with state laws while seeking assistance in areas such as Charleston, Huntington, and Morgantown.
West Virginia locals can apply online with Swift Title Loans for a fast cash solution. Start by sharing your car and contact details, then upload photos of your vehicle. A lender will review your request remotely, and if approved, you may receive cash the same day—all without visiting a store.
We proudly serve our community with personalized support.
Apply today and get cash in hand—often the same day.
Start your application online and finish in minutes.
Pay off your loan early without any extra fees.
We focus on your car’s value, not your credit score.
Getting the cash you need is quick and simple with our title loan process
Apply online or give us a call. No mountains of paperwork!
Your vehicle stays with you; we just hold the title as collateral.
We’ll estimate your loan based on your car’s value and your ability to repay.
Once approved, sign your agreement and leave with cash the same day.
Here's a real example of a funded title loan from our branch:
2021 Toyota Tacoma | 2017 Subaru Legacy | |
| Loan Term | 24 month | 36 month |
| Estimated Vehicle Value | $35000 | $20000 |
| Loan Amount | $5933 | $5731 |
| Processing Fee | $75 | $75 |
| Lien Recording Fee | $15 | $15 |
| Monthly Payment | $260.29 | $171.76 |
| Monthly Interest | 0.42 | 0.42 |
| APR | 5.00% | 5.00% |
*All our repayment plans are without any hidden fees or prepayment penalties.
Before applying for a title loan in West Virginia, we encourage you to explore safer financial alternatives. Local banks and credit unions often provide lower interest rates, flexible repayment terms, and personalized service tailored to your community's needs.
Here are a few trusted financial institutions in West Virginia:
✅ Tip: Always review interest rates, repayment terms, and fees before selecting any loan product. Exploring these alternatives may lead to a more manageable and financially sound solution for your needs.
Quick answers to help you feel confident about title loans.
Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.
cartitleloansla.com (the “Website”) is not a lender or lending partner. It does not make loans of any type and does not make any credit decisions. Instead, the Website is designed solely to connect you with third-party lenders and marketers. The Website does not charge any fees for its service, nor does it oblige any user to initiate contact with any of the lenders or third parties or accept any loan product or service offered by the lenders. The data concerning short-term loan products and the industry is presented on the website for information purposes only. The Website does not endorse any lender, nor does it represent or is responsible for the actions or inactions of the lenders. The Website does not collect, store or has access to the information regarding the fees and charges associated with the contacting lenders and/or any loan products. Providing your information on the website does not guarantee you will be approved for a loan or credit product. This service and lenders are not available in all states. In some cases, you may be connected with a tribal lender. Tribal lenders are subject to tribal and certain federal laws only, while other lenders are also subject to state law including usury caps.
By submitting your loan request form, you acknowledge, agree, and authorize that (a) your information may be shared with third-party marketing partners and lenders in our network, and (b) such lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness. Every lender may perform a credit verification, whether it is a traditional or non-traditional verification. Don’t be misled by the term ‘No Credit Check Loans’. Loan approval is subject to meeting the lender’s credit criteria. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state..
Consumers may need to demonstrate ability to repay the loan. Upon completion of the loan request form, a conditional approval may be given pending review of additional documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing. Lenders recommend and encourage consumers to pay early in order to avoid additional finance charges. Short term, installment, and payday loans should be used with caution. If you have any questions about your loan, please contact your lender directly..