Swift Title Loan
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Bad credit & past bankruptcies? All welcome!
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Get cash and keep your car
Repay loan and get title back
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If you're a Wisconsin resident in need of quick cash, car title loans offer a reliable solution by using your vehicle's title as collateral. Even with bad credit, you can secure funds based on your car's equity, allowing you to cover urgent expenses without hassle.
Typically, you can borrow between $2,500 and $50,000, with an APR that may go up to 150%. Repayment terms vary, and you generally have up to 30 days to repay the loan. Make sure to check for any fees or costs associated with your loan to avoid surprises.
Don't let financial stress hold you back—quick & easy title loans are available locally to help you get back on track!
Wisconsin has specific regulations governing title loans to protect borrowers. These loans can be a lifeline for individuals needing emergency funds, especially those facing credit challenges. It's important to choose a licensed lender that complies with state laws.
Loan Amount Range (Min-Max) | Fees & APR % | Repayment Terms | Unique State Law Conditions |
---|---|---|---|
$100 - $15,000 | Up to 36% APR | Minimum term of 30 days | Must comply with Wisconsin’s Consumer Act |
In Wisconsin, title loans must adhere to specific regulations enforced by the Wisconsin Department of Agriculture, Trade and Consumer Protection. Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Be informed: select a certified lender adhering to state laws to ensure your rights are protected.
Wisconsin residents can apply online with Swift Title Loans for a quick financial solution. Start by sharing your contact and car details, then upload photos of your vehicle. A lender will review your application remotely, and if approved, you may receive fast cash the same day—all without visiting a store. This is a convenient option for local borrowers seeking assistance from home.
We proudly serve our community with personalized support.
Apply today and get cash in hand—often the same day.
Start your application online and finish in minutes.
Pay off your loan early without any extra fees.
We focus on your car’s value, not your credit score.
Getting the cash you need is quick and simple with our title loan process
Apply online or give us a call. No mountains of paperwork!
Your vehicle stays with you; we just hold the title as collateral.
We’ll estimate your loan based on your car’s value and your ability to repay.
Once approved, sign your agreement and leave with cash the same day.
Here's a real example of a funded title loan from our branch:
2023 Kia Sportage | 2020 Honda Fit | |
Loan Term | 24 month | 36 month |
Estimated Vehicle Value | $30000 | $20000 |
Loan Amount | $2961 | $3309 |
Processing Fee | $75 | $75 |
Lien Recording Fee | $15 | $15 |
Monthly Payment | $129.90 | $99.17 |
Monthly Interest | 0.42 | 0.42 |
APR | 5.00% | 5.00% |
*All our repayment plans are without any hidden fees or prepayment penalties.
Before applying for a title loan in Wisconsin, consider exploring safer financial alternatives. Local banks and credit unions often provide lower interest rates, flexible repayment terms, and community-focused service that can help you meet your needs more effectively.
Here are a few trusted financial institutions in Wisconsin:
- Cooperative Bank
- Madison Credit Union
- Chippewa Valley Bank
✅ Tip: Always review interest rates, repayment terms, and fees before choosing any loan product. A safer option could be just around the corner.
Quick answers to help you feel confident about title loans.
Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.