Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

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Easily apply online

02

Get cash and keep your car

03

Repay loan and get title back

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Home California Palmdale

Title Loans in Palmdale, 93551

How It Works in Palmdale, CA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in California: Regulations & Key Details

Understanding Title Loans in California

In California, title loans are a popular option for those needing quick cash, especially for individuals with bad credit. Swift Title Loans offers a streamlined process to apply online for fast, no-obligation estimates. It’s crucial to select a licensed lender that complies with state regulations.

Key Loan Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $50,000 Fees can reach up to 15% per month; APR can exceed 200% depending on fees. Repayment terms typically range from 30 days to 3 years. California law mandates that the total cost of the loan be disclosed upfront. Lenders must provide a 24-hour cooling-off period.

Legal Regulations

California law requires that title lenders adhere to strict guidelines. The California Department of Financial Protection and Innovation oversees title loans under the California Financing Law. Ensure you review the official regulations for more information as outlined by the [California Department of Financial Protection and Innovation](https://dfpi.ca.gov).

Choosing a licensed lender ensures your rights as a borrower are protected. Always read the loan agreement in full and understand the total cost before signing. Apply today with Swift Title Loans to secure the funds you need quickly and easily.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Palmdale, CA

Address

39533 10th St W Suite C, Palmdale, CA, 93551

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Email

service@swiftloans.com

Customer Reviews

Austin B.
I was struggling to find options until I came across a $3,000 installment loan for bad credit in Palmdale. The approval was quick and the monthly payments were manageable. It really helped me get back on track financially without feeling overwhelmed.
Hazel W.
Even with loan bad credit history, I was treated with respect and offered reasonable terms. The process was transparent and I appreciated not being turned away immediately like with other lenders.
Joy R. B.
Living in Palmdale, I found limited options for title loan companies nearby. Upon discovering this loan company in the area, I decided to give it a chance – and I'm thrilled I did! The entire process, from application to approval, was effortless, all thanks to the supportive and courteous staff.
Diego K.
I had a seamless experience with Swift Title Loans when I needed title loans without title in hand. Their flexible approach, efficient service, and helpful team made it easy for me to secure the loan I needed, making them a top choice for anyone facing such situations.
Roy R.
Swift Title Loans demonstrated exceptional service by providing a title loan on my salvage title, turning what seemed like an obstacle into a seamless financial solution. Their expertise in handling salvage title loans and their efficient process made the experience both swift and positive
Kareem S.
Megan helped her clients by connecting them with reputable lenders who offered no-credit-check payday loans and car title loans, in addition to providing them with useful advice on how to quickly reduce debt.

Example of Title Loan Funded in Palmdale, CA

Here's a real example of a funded title loan from our branch:

2020 Ram 2500

2017 Toyota C-HR

Loan Term24 month36 month
Estimated Vehicle Value$40000$25000
Loan Amount$2688$5801
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$194.80$350.58
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

256-bit SSl

TLS Security

Instant Cash Loans in CA

Wishing you had extra cash today? Apply for a title loan in Palmdale today and see it in your account tomorrow! Send in the details and clear title of a vehicle you own. Get a quick reply with a loan offer. Sign it and get cash the next business day. No need to give up your car for the cash!

Use Your CA Motorcycle, Car or Truck TItle for Instant Cash

At Swift Title Loans, you can request cash anytime online or by contacting 39533 10th St W Suite c, Palmdale, CA 93551. Send us your details and that of a vehicle you own and you’ll find out how much you can get the following business day. Clear titles on motorcycles, cars and trucks are accepted as loan security.

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where can I get a Title Loan in Palmdale, California?

Look no further; Swift Title Loans is your ideal financial partner in Palmdale. Apply with us online today for a fast, no-obligation estimate. You can also locate lenders on major streets such as Palmdale Blvd. Always remember to choose a licensed lender like Swift Title Loans that strictly follows state laws.

How much can I borrow for a Title Loan in Palmdale?

In California, the minimum Title Loan amount is $2,500. However, the amount you qualify for with Swift Title Loans is determined by the value of your vehicle and your ability to repay the loan.

Is it possible to get a Title Loan in Palmdale with bad credit?

With Swift Title Loans, your credit score won't be a barrier. We accept all credit types and focus more on your vehicle value and your repayment ability.

What documents do I need for a Title Loan in Palmdale?

Here's what you'll need:
  • Valid ID
  • Proof of income (e.g., pay stubs or bank statements)
  • Proof of residence (e.g., a utility bill)
  • Vehicle title
  • Vehicle for inspection

Can I still use my car when I get a Title Loan in Palmdale?

Yes! One of the advantages of choosing Swift Title Loans in Palmdale is that you get to keep and drive your car as you repay your loan.

How fast can I get funds after approval of my Title Loan in Palmdale?

With Swift Title Loans, once you are approved, you can receive your funds often as quickly as the next business day.

Do I need a job to get a Title Loan in Palmdale?

Not necessarily. While proof of income is required, this can be from various sources like a job, retirement, or unemployment benefits. Apply with Swift Title Loans in Palmdale today. Remember, at Swift Title Loans, we are dedicated to offering quick, convenient financial solutions. Apply with us online today!


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

256-bit SSl

TLS Security

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