Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

High Security

256-bit SSl

TLS Security

01

Easily apply online

02

Get cash and keep your car

03

Repay loan and get title back

You are here:

Home Bakersfield

Title Loans in Bakersfield, 93307

How It Works in Bakersfield, CA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in California: Regulations & Key Details

Understanding Title Loans in California

In California, title loans are a popular option for those needing quick cash, especially for individuals with bad credit. Swift Title Loans offers a streamlined process to apply online for fast, no-obligation estimates. It’s crucial to select a licensed lender that complies with state regulations.

Key Loan Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $50,000 Fees can reach up to 15% per month; APR can exceed 200% depending on fees. Repayment terms typically range from 30 days to 3 years. California law mandates that the total cost of the loan be disclosed upfront. Lenders must provide a 24-hour cooling-off period.

Legal Regulations

California law requires that title lenders adhere to strict guidelines. The California Department of Financial Protection and Innovation oversees title loans under the California Financing Law. Ensure you review the official regulations for more information as outlined by the [California Department of Financial Protection and Innovation](https://dfpi.ca.gov).

Choosing a licensed lender ensures your rights as a borrower are protected. Always read the loan agreement in full and understand the total cost before signing. Apply today with Swift Title Loans to secure the funds you need quickly and easily.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Bakersfield, CA

Address

219 Mount Vernon Ave #3, Bakersfield, CA, 93307

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Bakersfield, CA

Here's a real example of a funded title loan from our branch:

2017 Kia Sportage

2020 Ford Mustang

Loan Term24 month36 month
Estimated Vehicle Value$20000$30000
Loan Amount$4602$2943
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$347.16$177.86
Monthly Interest5.425.00
APR65.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

256-bit SSl

TLS Security

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Title: FAQs: Swift Title Loans in Bakersfield, California Q1: Where can I get a Title Loan in Bakersfield, California?

You can easily apply for a title loan in Bakersfield, California with Swift Title Loans. Simply visit our website and fill out the online application for a speedy, no-obligation estimate. Licensed lenders like Swift Title Loans follow state regulations strictly, ensuring your best interests are protected. Besides the online option, you may find title loan providers around major streets or areas such as Kern City and Rosedale. Q2: What documents do I need to apply for a title loan in Bakersfield?

Title: FAQs: Swift Title Loans in Bakersfield, California Q1: Where can I get a Title Loan in Bakersfield, California?

While requirements may vary slightly among lenders, Swift Title Loans typically asks for:
  • Proof of Residence (Utility bill or lease agreement)
  • A valid ID (California Driver’s License or Passport)
  • Proof of Income (Recent pay stubs or bank statements)
  • A clean and clear car title
Q3: How much money can I borrow in Bakersfield with a title loan?

Title: FAQs: Swift Title Loans in Bakersfield, California Q1: Where can I get a Title Loan in Bakersfield, California?

In California, title loan amounts can range from $2,500 to $20,000, depending on the value of your vehicle and your ability to repay the loan. Q4: Can I apply for a title loan with bad credit in Bakersfield, California?

Title: FAQs: Swift Title Loans in Bakersfield, California Q1: Where can I get a Title Loan in Bakersfield, California?

Yes, one of the key benefits of choosing Swift Title Loans is our willingness to help borrowers with bad credit. We believe in giving everyone a fair shot at overcoming financial emergencies. Q5: What happens if I can't repay my title loan?

Title: FAQs: Swift Title Loans in Bakersfield, California Q1: Where can I get a Title Loan in Bakersfield, California?

Swift Title Loans advises customers to reach out to us at the earliest sign of repayment issues. California law outlines processes for repayment difficulties that protect the borrower, and we strive to help you find the most viable solution. Q6: How quickly can I receive funds from a Bakersfield Title loan through Swift Title Loans?

Title: FAQs: Swift Title Loans in Bakersfield, California Q1: Where can I get a Title Loan in Bakersfield, California?

In most cases, Swift Title Loans can provide same-day funding for title loans once the application is approved. We understand that for many of our customers, finding quick financial help is crucial. So, start your application today!


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

Title Loans in Modesto

August 28, 2024

How Do No Credit Check Title Loans Work?

Do you need quick cash but worry about your credit score? Our no-credit-check auto title loans offer a hassle-free solution

Less than 1 min read

Title Loans in Modesto

June 18, 2023

Get Your Cash Now: How to Get a Title Loan

Imagine unlocking the hidden value in your car to get the cash you need right now. No, we’re not talking

Less than 1 min read

Title Loans in Modesto

May 20, 2013

How Do Title Loans Work?

Car title loans offer access to fast cash while using your car as collateral. Knowing how title loans work increases

Less than 1 min read

Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

256-bit SSl

TLS Security