Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

High Security

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01

Easily apply online

02

Get cash and keep your car

03

Repay loan and get title back

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Title Loans at 731 Ocean St

731 Ocean St, Unit 2 Info

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

About Our Santa Cruz Office

Our Santa Cruz office is on Ocean Street, the main route running down toward the Boardwalk and the beach near the San Lorenzo River. You borrow against your vehicle's value and keep driving it the whole time, and the amount depends on your car's value, your income, and your ability to repay.

Prefer to talk in person? Visit us at 731 Ocean St, Unit 2. We are happy to walk you through it.

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Directions

Customer Reviews

William H.
11 months ago
I needed money fast and the instant cash loans from this service delivered right away. The application was quick and I had the funds in my account almost instantly.
Kishen K.
1 year ago
This service in Santa Cruz was a lifesaver when I needed a car title loan to cover a sudden medical expense. The application was easy, and the funds were ready the same day. While the interest rate was a bit higher than I’d hoped, the staff was friendly and professional throughout. Highly recommend!
Gary D.
3 years ago
My questions were answered quickly, and they were flexible enough to accept monthly payments to work with my car title payday loans. Swift Title Loans was really compassionate and accepting.
Alex C.
3 years ago
I discovered Swift Title Loans the closest title loan place to me, which don't require a credit check. when exploring my borrowing options, I decided to apply for a need cash before payday, a payday loan online after doing some research and talking to a friend who had a positive experience. I was thrilled to find out that loan could be obtained without a credit check, regardless of my credit background.👍
Danika E.
3 years ago
You should try to get a cash advance online if you need money immediately. I researched vehicle registration costs and title loans that were close by. They'll bend over backwards to satisfy your every whim. It's highly inappropriate for you to be here at this time.
Cade N.
3 years ago
I was impressed by the assistance I received today when applying for a bad credit auto loan as a business owner who values customer satisfaction. The assistant manager, branch manager, and manager above her all went out of their way to help me get fast title loans near me. No matter who you talk to, you'll like here. Ladies (and one male), thank you again.🙏

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Title Loan Offers for 2026

Need fast cash in Santa Cruz, CA? Apply online in 7 minutes* or visit us at our local office. Same-day funding available.*

How much can I borrow?

High Security

256-bit SSl

TLS Security

Antonia Lehman, Chief Operating Officer
Written by Antonia Lehman Chief Operating Officer Swift Title Loans

Antonia Lehman leads operations at Swift Title Loans as Chief Operating Officer, guiding how the company lends, services loans, and looks after customers every day.

Working from Swift Title Loans' main operations office in Mulberry, Florida, she partners with the underwriting, compliance, servicing, and customer care teams that help drivers across the states where Swift Title Loans lends.

Antonia earned her Associate of Arts in Business Administration at West Los Angeles College, and brings hands-on expertise in operations management, regulatory compliance, loan servicing, and customer support.