Swift Bad Credit Loans in El Cajon

Swift Title Loans in in El Cajon, CA

Getting auto title loans in in El Cajon, CA has never been easier! They are fast, efficient and once you get the money, use it for anything you need. There are no restrictions and you can still keep driving your car. Use the app on your smartphone to contact us today with your details so we can get started on your fast cash loan.

You Are Only 3 Steps Away from Quick Cash!

There can be many situations that come up in life that throw us for a loop, and emergency expenses are one of those things. Just because there is a sudden need for extra cash doesn’t mean you can manage it, right? If you have a car that you have paid for and belongs to you, you can send in an online inquiry form for auto title loans. These are loans that take advantage of the equity you have in your auto. You don’t need to give up your auto to get the money either. There are no restrictions on what you use the money for, because that is your own personal business, If you want to be considered for a loan against your car title, follow these 3 steps:

First Step

Call our Swift Title Loans office or send in your inquiry form through the internet. If using the internet, you have choices including your laptop, your tablet or your smartphone. It makes no difference how you get the form to us. If it’s more convenient for you, pick up the phone and call us. We are available with extended hours six days a week. If you send your form during the night, you will be one of the first to be contacted the following morning.

Second Step

After being contacted by an agent of the lender, you will be asked to submit specific documents. This usually includes your car title, your driver’s license or other photo ID, proof of income and proof of residence. Your agent will explain more about these items. Your car will be evaluated and if approved, the agent can make an offer. Remember that you are under no obligation whatsoever. If you review the terms of the contract and decide to go ahead with it, you can sign it. You can discuss the payment schedule with a member of the loan team.

Third and Final Step:

When you sign the contract, the lender will put the name of the loan company on your car title. The lender in this way becomes a lien holder. You have choices of how and where you will collect your funds. 30 days after you sign the contract is when you will need to make your first payment. When you complete all of the payments, the lender will remove the lien from your title.

Frequently Asked Questions

1. How long does it take until I am approved for an auto title loan?

At Swift Title Loans, you can sometimes be pre-approved by phone. Once the requested documents are received, you can find out very quickly if you are approved for an online title loan.

2. From the time I sign the title loan contract, how long does it take to get my money?

It varies, but it can be the next business day. In some cases, it is even the same day.

3. How much money can I get with motorcycle title loans?

Motorcycle title loans are the same as other vehicle title loans. The minimum is $1,000 but it can go higher depending on the vehicle you own, meeting credit criteria and your ability to pay.

Get Ready for Your Cash!

To get your title loan as quickly as possible, send in your inquiry form today. Get your documents ready for quick approval. Don’t wait another minute to contact us!