Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
Easily apply online
Get cash and keep your car
Repay loan and get title back
You are here:
Getting the cash you need is quick and simple with our title loan process
Apply online or give us a call. No mountains of paperwork!
Your vehicle stays with you; we just hold the title as collateral.
We’ll estimate your loan based on your car’s value and your ability to repay.
Once approved, sign your agreement and leave with cash the same day.
Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.
In California, title loans are a popular option for those needing quick cash, especially for individuals with bad credit. Swift Title Loans offers a streamlined process to apply online for fast, no-obligation estimates. It’s crucial to select a licensed lender that complies with state regulations.
Loan Amount Range | Fees & APR % | Repayment Terms | Unique State Law Conditions |
---|---|---|---|
$2,500 - $50,000 | Fees can reach up to 15% per month; APR can exceed 200% depending on fees. | Repayment terms typically range from 30 days to 3 years. | California law mandates that the total cost of the loan be disclosed upfront. Lenders must provide a 24-hour cooling-off period. |
California law requires that title lenders adhere to strict guidelines. The California Department of Financial Protection and Innovation oversees title loans under the California Financing Law. Ensure you review the official regulations for more information as outlined by the [California Department of Financial Protection and Innovation](https://dfpi.ca.gov).
Choosing a licensed lender ensures your rights as a borrower are protected. Always read the loan agreement in full and understand the total cost before signing. Apply today with Swift Title Loans to secure the funds you need quickly and easily.
We proudly serve our community with personalized support.
Apply today and get cash in hand—often the same day.
Start your application online and finish in minutes.
Pay off your loan early without any extra fees.
We focus on your car’s value, not your credit score.
Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.
We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.
We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.
Title Loans
Cash Loans
Quick Loans
Same Day Loans
Bad Credit Loans
Installment Loans
No Credit Check Loans
Loans without credit check
Personal Loans For Bad Credit
Apply by phone or at our office
Complete all necessary requirements
Get your money
Car details
Personal details
Car title
Identification
References
Keep driving your car
No prepayment penalties
No hidden fees
Quick funding
Personable service
3002 Capitol Ave unit B, Sacramento, CA, 95816
Mon - Fri
9am - 7pm
Saturday
10am -5pm
Sunday
Closed
1 888 903-0217
Here's a real example of a funded title loan from our branch:
2015 Honda Civic | 2019 Ford Ranger | |
Loan Term | 24 month | 36 month |
Estimated Vehicle Value | $15000 | $33000 |
Loan Amount | $3193 | $4221 |
Processing Fee | $75 | $75 |
Lien Recording Fee | $15 | $15 |
Monthly Payment | $231.40 | $255.09 |
Monthly Interest | 5.00 | 5.00 |
APR | 60.00% | 60.00% |
*All our repayment plans are without any hidden fees or prepayment penalties.
Title Loan Offers for Apr 2025
Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.
Quick answers to help you feel confident about title loans.
Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.
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Fast Title Loans
Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.