Car Title Loans in Sacramento
Bottom Line: If you’re a Sacramento resident facing unexpected expenses and need quick funding, we’re here to help.
We offer title loans in Sacramento with flexible terms, competitive rates, and fast approval – Faster Than Ever!
Get the cash you need using your vehicle as collateral with minimal paperwork, often on the same day.
While we perform a credit check, it won’t prevent you from getting loan approval. Our title loans are primarily for people who have been turned down by banks and are looking for emergency funds.
Find Sacramento Title Loan Location Near You
| Address | Phone Number | Location Info |
|---|---|---|
| 3002 Capitol Ave Unit B, Sacramento, CA 95816, USA | (916) 848-5948 | Visit Location |
| 1408 28th St Unit 104, Sacramento, CA 95816, USA | (279) 202-9378 | Visit Location |
Eligibility Requirements
- Vehicle Ownership: Must own a vehicle (car, truck, or motorcycle) with a clear or nearly clear title.
- Proof of Residency: Applicants must be Sacramento residents.
- Income Verification: Steady income is required, though employment type is not critical.
- Age: Must be at least 18 years old.
Quick Facts About Title Loans in Sacramento
- Loan Amounts: Borrow between $2,000 and $50,000, depending on your vehicle’s value.
- Approval Rate: Applications may get approved within 24 hours.
- Annual Percentage Rate (APR): Rates can be up to 150% APR, based on terms.
- Repayment Terms: Choose flexible terms between 2 and 4 years, depending on your budget.
- Approval Time: Receive funds as quickly as the same day, especially if you apply early.
Why We Stand Out in Sacramento
- Top Service and Fast Delivery: We provide fast, efficient solutions for personal financial emergencies.
- Credit Check Process: While we perform a credit check, it shouldn’t affect your approval chances since we primarily consider your proof of income and vehicle value as collateral.
- Same-Day Funding: Apply online or visit our Sacramento office to access funds as soon as the same day if your loan is approved.
How It Works: Step-by-Step Title Loan Application Process
- Apply Online or Call Us: Start your application online or over the phone.
- Provide Your Vehicle Info: We evaluate your vehicle’s value to determine the loan amount.
- Get Approved Quickly: Approval usually takes just a few hours, and all credit scores are welcome.
- Sign & Collect: Once approved, sign the agreement and receive cash the same day.
Why Sacramento Residents Choose Us
“In Sacramento, we’re known for helping clients secure emergency funding without hassle. Our goal is to make title loans simple, fast, and transparent for our community.”
Testimonials from Sacramento Residents:
- “They saved me during a tough time. The application was easy, and I got my funds the same day. Highly recommend their efficient and friendly service!” – Lisa R.
- “I didn’t think I’d qualify due to my credit, but they made it simple. I was able to get a loan based on my car’s value, and the process was incredibly quick.” – Mike T.
Swift Title Loans – Diverse lending options Available
Services |
Description | Loan Amount | APR | Loan Term | Loan Type | Collateral Required | Origination Fees | Key Facts |
Title Loans |
Loans secured by the vehicle’s title | $2,000-$50,000 | Up to 150% | 2-4 Years | Title Loan | Yes | Up to 10% of loan amount | – Use your vehicle’s title as collateral – Fast access to cash – Credit check won’t impact approval |
Loans Without Credit Check |
Get loans with no credit checks | $100-$1,000 | Up to 400% | 14-30 Days | Payday Loan | No | $45 Per Loan | – No credit history needed – Quick approval – Great for small emergencies |
No Credit Check Loans |
Fast approval loans without credit checks | $100-$1,000 | Up to 400% | 14-30 Days | Payday Loan | No | $45 Per Loan | – Instant funds – No credit history check – Suitable for short-term needs |
Installment Loans |
Best for people who need between $1,000-$5,000 | $1,000-$5,000 | 170% Avg. | 9-18 Months | Installment Loan | No | Up to 2.5% of loan amount | – Easy installment plan – No collateral required – Flexible repayment options |
Same Day Loans |
Fast approval loans, minimal documents needed | $1,000-$5,000 | 170% Avg. | 9-18 Months | Installment Loan | No | Up to 2.5% of loan amount | – Same-day approval available – Minimal paperwork needed – Quick access to funds |
Quick Loans |
Instant cash when you need it | $1,000-$5,000 | 170% Avg. | 9-18 Months | Installment Loan | No | Up to 2.5% of loan amount | – Instant cash deposits – No need for collateral – Ideal for urgent needs |
Bad Credit Loans |
Loans tailored for bad credit | $1,000-$5,000 | 170% Avg. | 9-18 Months | Installment Loan | No | Up to 2.5% of loan amount | – Designed for those with bad credit – Flexible terms available – No hidden fees |
Cash Loans |
Immediate cash for urgent needs | $100-$1,000 | Up to 400% | 14-30 Days | Payday Loan | No | $45 Per Loan | – Quick cash for immediate needs – No credit checks required – Short-term loan |
Personal Loans For Bad Credit |
Personal loans despite bad credit | $1,000-$5,000 | 170% Avg. | 9-18 Months | Installment Loan | No | Up to 2.5% of loan amount | – Personal loans even with bad credit – Flexible terms and amounts – No collateral needed |
FAQs
How fast can I get my funds?
Funds can be available within a few hours of approval.
What interest rate should I expect?
Rates can be up to 150% APR, but your specific loan terms will vary.
Can I see a loan example?
Absolutely. Here’s an example based on actual car models.
| Examples | Ford F-150 2011 | Toyota Camry 2019 |
|---|---|---|
| Vehicle Value | $15,000 | $26,000 |
| Title Loan Amount | $5,000 | $12,000 |
| Loan Term | 24 months | 36 months |
| APR | 85.25% | 89.75% |
| Fees | $90 | $90 |
| Monthly Payment Amount | $375 | $825 |
Note: Our repayment schedules have no prepayment penalties or hidden fees.
Is my vehicle still in my possession?
Yes, you keep and use your vehicle while repaying the loan. However, if payments aren’t made on time, your vehicle may be repossessed.
Did you know? In Sacramento, quick cash loans are a popular choice for covering unexpected expenses, especially during winter when heating costs can rise.
$50,000 Cash in One Business Day in CA
Get Approved Faster than Ever
Don’t bother jumping in your car and driving around town to find a fast loan. Apply online or contact us at 3002 Capitol Ave unit B, Sacramento, CA 95816 for easy access to quick cash.
Send us your car title and photo ID, and you could get a free offer within minutes. Funding is fast and you can keep driving your car.
Swift Title Loans – Faster Than Ever!
