Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
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Easily apply online
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Get cash and keep your car
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Repay loan and get title back
Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
Easily apply online
Get cash and keep your car
Repay loan and get title back
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If you're a Washington resident in need of quick cash, car title loans offer a practical solution. By leveraging your vehicle's title as collateral, you can access emergency funds even with bad credit.
Generally, loan amounts can range up to $50,000, with APRs reaching up to 150%. Repayment terms often vary by lender, typically involving a short-term commitment. It’s crucial to be aware that the loan-to-value (LTV) ratio is usually between 25%-50% of your car's value.
For reliable financial solutions, connect with local title loan services to check your eligibility. Your fast cash solution is right around the corner!
Title loans in Washington provide quick cash for those in need of emergency funds, even for borrowers with bad credit. However, understanding the specific state regulations is crucial. Washington regulates title loans under the Washington State Department of Financial Institutions, ensuring borrowers are protected while obtaining short-term financing.
| Key Details | Information |
|---|---|
| Loan Amount Range | $2,500 - $25,000 |
| Fees | Flat fee of 15% - 25% |
| APR | Approx. 15% to 25% |
| Repayment Terms | 30 days with possible extensions |
| Unique State Law Conditions | Licensed lenders must comply with Title 31 of the Revised Code of Washington. |
Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Always choose a licensed lender to ensure compliance with state regulations. For more details on Washington's title loan laws, visit the Washington State Legislature’s website.
You can apply online for title loans with Swift Title Loans by providing your car and contact details. After that, upload photos of your vehicle, and a lender will review your information remotely. Approval is subject to lender policies, but if approved, you may receive fast cash on the same day—without visiting a store. This is a convenient option for local borrowers looking for financial assistance from home.
We proudly serve our community with personalized support.
Apply today and get cash in hand—often the same day.
Start your application online and finish in minutes.
Pay off your loan early without any extra fees.
We focus on your car’s value, not your credit score.
If you've found yourself in a difficult financial position and need access to cash, you may qualify for an instant online title loan. Check the requirements and get started!
Getting the cash you need is quick and simple with our title loan process
Apply online or give us a call. No mountains of paperwork!
Your vehicle stays with you; we just hold the title as collateral.
We’ll estimate your loan based on your car’s value and your ability to repay.
Once approved, sign your agreement and leave with cash the same day.
Here's a real example of a funded title loan from our branch:
2017 Hyundai Tucson | 2019 Chevrolet Malibu | |
| Loan Term | 24 month | 36 month |
| Estimated Vehicle Value | $20000 | $23000 |
| Loan Amount | $3604 | $3731 |
| Processing Fee | $75 | $75 |
| Lien Recording Fee | $15 | $15 |
| Monthly Payment | $158.11 | $111.82 |
| Monthly Interest | 0.42 | 0.42 |
| APR | 5.00% | 5.00% |
*All our repayment plans are without any hidden fees or prepayment penalties.
Before applying for a title loan in Washington, we encourage you to explore safer financial alternatives. Local banks and credit unions often provide lower interest rates, flexible repayment terms, and community-focused service that can better support your financial needs.
Here are a few trusted financial institutions in Washington:
- Washington State Employees Credit Union
- Ziply Credit Union
- First Tech Federal Credit Union
✅ Tip: Always review interest rates, repayment terms, and fees before choosing any loan product. A safer option could be just around the corner.
Quick answers to help you feel confident about title loans.
Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.
cartitleloansla.com (the “Website”) is not a lender or lending partner. It does not make loans of any type and does not make any credit decisions. Instead, the Website is designed solely to connect you with third-party lenders and marketers. The Website does not charge any fees for its service, nor does it oblige any user to initiate contact with any of the lenders or third parties or accept any loan product or service offered by the lenders. The data concerning short-term loan products and the industry is presented on the website for information purposes only. The Website does not endorse any lender, nor does it represent or is responsible for the actions or inactions of the lenders. The Website does not collect, store or has access to the information regarding the fees and charges associated with the contacting lenders and/or any loan products. Providing your information on the website does not guarantee you will be approved for a loan or credit product. This service and lenders are not available in all states. In some cases, you may be connected with a tribal lender. Tribal lenders are subject to tribal and certain federal laws only, while other lenders are also subject to state law including usury caps.
By submitting your loan request form, you acknowledge, agree, and authorize that (a) your information may be shared with third-party marketing partners and lenders in our network, and (b) such lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness. Every lender may perform a credit verification, whether it is a traditional or non-traditional verification. Don’t be misled by the term ‘No Credit Check Loans’. Loan approval is subject to meeting the lender’s credit criteria. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state..
Consumers may need to demonstrate ability to repay the loan. Upon completion of the loan request form, a conditional approval may be given pending review of additional documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing. Lenders recommend and encourage consumers to pay early in order to avoid additional finance charges. Short term, installment, and payday loans should be used with caution. If you have any questions about your loan, please contact your lender directly..